Guess what? MyIndigo Platinum credit card site at www.myindigocard.com gives Indigo card users fast, convenient, and secure card management. In fact, this is the only portal where you can get such access.
Of course, the platform gives you easy and quick access to manage your Indigo account online. Likewise, view your account statements, pay bills online, and carry out other online transactions.
However, all of this is not without account sign-up and Indigo MasterCard registration and login through www.myindigocard.com login account.
Indigo card Platinum is special because it is available for cardholders with or without credit scores. Moreover, the most interesting part is that a cardholder with a decent credit score might be denied approval based on the details of his or her credit rating.
However, if you have been rejected by others, the Indigo card could give you the assistance you are looking for.
Before IndigoCard.com feels your everyday concerns, they have successfully designed offers that will best suit you. Take advantage of their best deals with lower charges.
Indigo Card is issued by the official Celtic Bank in collaboration with Genesis FS Card services for your comfort.
The card is designed to give those with a poor, limited, or damaged credit score rating a fresh start. The card is exclusively designed for this specialized purpose.
Other benefits
Less than Perfect Credit: With Indigo Card, those who are close to bankruptcy are accepted.
Choice of Card Image: When applying for a card, you can select a design by selecting a unique and favorite look at no cost.
Fraud Protection: All IndigoCard holders are beneficiaries of fraud protection. If you have signed up for any of the cards, you are covered under MasterCard fraud protection benefits.
Build Credit Score to A Positive Payment History: Indigo Mastercard allows those with less than a perfect credit score to build a positive payment history. This is without a need for a security deposit. Indigo reports to three major credit bureaus. All users get the added benefits of Mastercard fraud protection.
Indigo Mastercard is issued by Celtic Bank and serviced by Genesis FS Card Services, Inc. Celtic Bank is a well-established, FDIC-insured Utah bank founded in 2001 in Salt Lake City, Utah
How to Do Activation Card
In the same vein, new cardholders who received an activation offer through an email can now activate their Indigo card at the Indigo MasterCard portal. That is at www.myindigocard.com to activate. However, For Myindigocard activate guide, you will need to be a registered member. Hence, register for an account and do an Indigo login. Therefore, this is with your login credentials to be able to activate your card on the platform.
MyIndigo Credit Card Account Sign Up – Indigo Online Access
Remember, you will need to register for an online account. In the same vein, this will grant you access so you will be able to activate your credit card. Thus, you will need to do the following;
- Firstly, Visit myindigocard.com.
- Navigate and tap on the “Register” button.
- Enter your account number.
- Also, type in your date of birth.
- Key in your social security number.
- Tap on the “Next” button and follow the rest of the on-screen instructions to complete your account registration.
Myindigocard login
Today, Indigo credit card activation will require that you log in to your account before you can activate your card. To do so;
- Firstly, go to Myindigocard.com login or www.myindigocard.com
- Navigate to the secure login interface on the right side of the page or tap on the login button.
- Also, key in your username.
- Enter your account password.
- Hit on the login button.
Thus, now that you are logged in, it is time to activate your Indigo MasterCard using the credit card number sent in your email for an application offer. . .
Card Activation
Thus, all first-timers will need to register their new card in order to activate it. As a result, click the Register link and complete the online registration form. Then, you will need to enter the following information:
How to Activate My Indigo Card Using Your Mobile Devices
This is for those who don’t know how to activate the Indigo card. IF you are in this set, this guide will be of great help. The point is cheap and simple. You can activate MyindigoCard on your mobile phone using the guide below.
- Now, to get your card activated, contact MyIndigoCard by dialing 1-866-946-9545.
- Dial # to call customer service.
- Properly communicate the information to the customer service agent
- The card will soon be activated.
Who is Eligible for Indigo Card Login
We can’t talk about www.myindigocard.com – Activate without making mention of the Who is Eligible for Indigo Card Login. The most important part is that cardholders can pre-qualify for Myindigocard without the need for a credit rating. We all know that the most hectic part of credit card application is the overall credit rating.
Pre-qualification is not total approval. You just have to submit your pre-qualification form to get access to any of the three-card options. They come as “A card with no annual fee, and a card with an annual fee of $50.
Your choice is dependent on your financial situation. It also depends on how much better your financial situation is. The better it is, the more likely you are to be pre-qualified for the card with no annual fee at www.myindigocard.com.
Forgotten Password – Forgot your username or password help
The question is How do I Retrieve My Lost Credit card password and Password? To activate, your card requires a login and without your login credentials, you cannot access your personal account. Perhaps, it is from your online account that you can activate your card. Likewise, if you have forgotten your password or username, you can use the forgotten password or username link. Furthermore, this will help to reset your password and log in to activate your Indigo Master card.
- Firstly, visit the www.myindigocard.com homepage.1
- Locate and tap on the forgot username or password link.
- On the password reset interface, the following information will be required;
- The account username
- Also, the last 4-digit of the account
- Social security number
- Date of birth.
In other words, when you have supplied the above information, tap on the submit button to proceed.
Move to the second page, and continue with the steps given to complete your change of login details.
The same guide is what you need to change your login credentials.
You will be taken to a page where you will reset your password.2
How do I pay my bill?
In case you have no credit history or you are low on your credit score, the Indigo credit card is for you. The Indigo credit card offers help for those with bad credit cards or those that have been declared bankrupt.
With an indigo credit card, you can rebuild your credit card and establish a good one as long as you make regular payments. It offers a low credit limit, so you cannot request an increase as you do for other credit cards.
Also, it requires no cash deposit which makes the card unsecured. But, you pay an annual fee which depends on your creditworthiness when you apply. Likewise, you also make other payments like monthly payments, late fees,s, and penalty APR.
There are different modes of payment. You could make payments online, on the phone, and via mail.
HOW TO PAY INDIGO CREDIT CARD
To pay your Indigo credit card is quite simple
You can make payments online, over the phone, and also by mail. You are expected to make a minimum monthly payment of $40 or 7% of your balance, whichever is more.
To make an indigo credit card payment:
Online: To make payments online, you have to have an Indigo online account. If you do, then follow the steps below:
- Sign in to your Indigo online account
- Locate the “Bill Pay” tab
- Enter the routing and account numbers of your bank account
- Choose the amount you want to pay and the date you want to make the payment
- Submit before 5 pm
Ensure your payment is submitted before 5 p.m. if you want it to be credited that same day. Any payments after 5 p.m. will be credited on the next calendar date.
Over the phone: To make payments on your phone is simple. You just need to contact Indigo credit card customer service at (866) 946- 9545. You will need your account number before you can connect to a representative.
By Mail: You can also pay your Indigo credit card via mail. Just send you to check or the money order to the address below:
Genesis FS Card Services
PO Box 4477
Beaverton, OR 97076- 4477
Note that your Indigo credit card payment has to be credited before the due date every month. Also, if you are making payments via mail, be sure to give at least seven business days for the payment to arrive. You will be charged $40 for late payment and you will be charged a penalty APR.
How to avoid late payment
To avoid late payments, you can create an automatic Indigo card payment on your Indigo card account. This can be done from the Indigo card portal.
In addition, late payments or missed payments will wreck your credit score. You don’t want to worsen the situation right?
How To Find My Indigo Account Number?
If you can’t find your Indigo account number, navigate the secure system to find it. Otherwise, contact customer service for help.
Also, if you have difficulty logging into your account or you are having issues paying your bill. Contact Indigo’s customer service line: at (866) 946-9545 for help.
Indigo credit card compared to other credit building cards
Indigo credit card is not the only credit-building card. It has many competitors, one of which is Capital One Platinum Secured Credit Card.
Indigo credit card compared to Capital One platinum secured credit card:
Sign-up bonus: The two credit cards have no sign-up bonus
Rewards:Both credit cards offer no reward on the purchase or any program
Annual fee: Indigo credit card holders may be charged an annual payment depending on their creditworthiness when they apply
Benefits: Indigo credit card offers warranty coverage, and travel and also provides emergency and roadside assistance with no extra cost.
Capital One Platinum secured Credit Card offers emergency card services and theft coverage.
Indigo Card Pay Online – Online Payment Via MyIndigoCard.com Login
Whichever way, the best option to pay your Indigo credit card bill is online. Yes! There is the option of using the phone. More so, this is by calling the Indigo Customer Care phone number on the back of the card. Finally, the other option is through the mail. You can mail a check or money order.
The Indigo MasterCard will need you to pay $25 monthly. That is the equivalent of 1% of your balance. With this, the standard for payment is as stated below. Often, check or money orders for mailed payments, and checking accounts for online phone payments.
Payment Steps
Moreover, customers using Indigo credit cards pay mainly through the Indigo online service. However, customers still use payment options like phone call services. This is through the customers’ bill payment line. They can still use MoneyGram and payment by mail; when a check order is sent.
Do you know what? most people who pay through the Indigo online payment service do so through the Genesis Indigo credit card website. Thus, these payments are secured, quick, and convenient. In fact, when you log in to your Indigo account, your personal account details; and account number are stored on the site for a monthly electronic debit.
Indigo Pay by Phone
As a result, to make payment via phone call, you will need to contact the customer’s support line at 866-946-9545. And FAX: 503-268-4711
Getting Customer Service Help
For Help, call these numbers:
Customer service – 1866-946-9545
Toll Number: 866-946-9545
Lost Department: 888-260-4532
Fax Number: 503-268-4711
Indigo Pay via Mail
Correspondence address:
Genesis FS Card Services
PO Box 4477
Beaverton, OR 97076-4477
Indigo Pay by Moneygram
Company Name: Genesis FS Card Services
Receive Code: 4911
Myindigocard FAQ
How can I request a Copy of My Account Agreement Online?
www.myindigocard.com – Activate will open you to several agreements. All users of Indigo credit cards can always get a copy of their account agreement Online. This is stored in the information Central of your account online.
To get this copy, you will need to go to your account and click “View Account Agreements”. This is on the homepage for generic agreements. Moreover, you must first log in to your account. This is when you can go for a specific agreement by clicking “View/Request Account Agreements”. This is under “Manage Communications”. You will need to verify your address and submit the information required.
Once you are able to submit the required form, the Indigo credit card will send you a mail of your Account Agreement within 7 – 10 working days.
There are several lists of Account Agreements;
Indigo Platinum Mastercard Cardholder Agreement 16
Indigo Platinum Mastercard Cardholder Agreement 17
Also, Indigo Platinum Mastercard Cardholder Agreement 18
Indigo Platinum Mastercard Cardholder Agreement 29
Indigo Platinum Mastercard Cardholder Agreement 30
Lastly, Indigo Platinum Mastercard Cardholder Agreement 31
Who can I call To request a copy of my Account Agreement?
If you request this form via phone, please do well to call the Customer service rep.
Is there a charge?
No charge comes with the request and sending of the Account Agreement.
When Will My Online payment be posted to my account?
All payment cut-off time for those paying online is 5:00 p.m. Pacific Time. All payments received before 5:00 p.m. Pacific time will be credited to the supposed account as of the date it was received. Any other payment the Indigo credit card receives after 5:00 p.m. will be credited the next calendar day.
What are my options for making a payment?
There are lots of payment options. You can choose to make your payment online payment using the Indigo official website www.myindigocard.com through your online account. This is done better by activating the auto payment option.
You can pay using MoneyGram. Also, you can choose to make your payment by calling Myindigocard through the official line. You can also send your payment using a check. Send your check or money order through the mail.
What information do I need to make a MoneyGram payment?
For those who want to make their payments through MoneyGram, please you will need to find the nearest MoneyGram location. You can do this by visiting MoneyGram.com. The company Name is Genesis FS Card Services. Indigo Receive Code is 4911.
How can I avoid late payment fees?
Late payment of the Indigo Credit card fee will attract consequences. Be it Indigo MasterCard or Indigo Platinum.
For this reason, each time you get your monthly billing statement, do well to check the Payment Due Date. More so, check the monthly Payment Due. In paying the monthly minimum payment each month, ensure the payment doesn’t exceed the payment due date.
Note: Allow a minimum of 7 business days for postal delivery. Those that opted for online payment can always visit their account to activate their online payment and if possible activate auto payment. IF you are running into an issue, don’t hesitate to call the Indigo Card phone number.
When will the available credit on my account reflect my payment?
The available credit may not reflect in your payment for up to 14 days in some cases. This is to allow for time to verify funds. This is disclosed in the “Making Payments” segments of the Agreement that governs your account.
How up-to-date is the current balance information?
The update of your current account balance is updated every night. But, this may not reflect all your transactions. This includes; payments, purchases, and other adjustments to your account.
What is available credit?
This is the difference between your Credit limit and your current balance. Note that your account’s available credit may not show payment for up to 14 days. This will allow the Indigo card to verify funds.
How can I increase my credit limit?
Myindigocard made it clear that it has not put in place a credit limit increase program.
If I return merchandise to a retailer or receive credit from a retailer for services, how long will it take for the credit to appear on my account?
Once the Indigo Card receives the said credit, that is when the retailer must have made the submission of the Indigo Card, It could take up to three days for the credit to appear on your account.
Why was my monthly minimum payment not reduced when the retailer issued a credit to my account?
In most cases, your minimum payment amount will not be reduced. For instance, if there was a partial credit for the purchase transaction amount, it would not change your monthly payment. Your monthly payment amount for that purchase transaction is fixed and will continue to be included in your monthly minimum payment calculation. This is until that monthly is zero.
You can check the Account Agreement to get more details on how the monthly minimum payment is calculated.
Where can I use my Indigo Platinum MasterCard?
Your Indigo Platinum MasterCard can be used for purchases and cash advances in all shops where MasterCard is used. This is more than 30 million locations in 210 countries.
What if my card is lost or stolen?
For stolen or lost cards, please contact Myindigocard by calling 1-888-260-4532. If your card is lost or stolen and used without your permission, you may not be responsible for those charges.
Myindigocard App
www.myindigocard.com is not complete until will visit the mobile app page. If you are an Indigo Credit card user, you can download the mobile app for easy access to your account option. The app allows you to see the account balance, credit limits, and payment and transaction activities.
Your Myindigocard pay bill can be better done using this app. Myindigocard app is available on different platforms and OS. It is available for Android and iOS users.
To download the Myindigocard app, visit your device app store
Click here for Android users
Here for iOS users.
What credit score do I need for the Indigo Platinum Mastercard?
You could feasibly be approved for an Indigo Platinum Mastercard with a score of 300 to 670 on the FICO scale. The main draw for this card is that its credit requirements are designed to benefit those with limited credit, low credit, or even those who may have filed for bankruptcy.
Does the Indigo Platinum give credit line increases?
No, Indigo Platinum does not offer credit line increases.
What is the credit limit for the Indigo Platinum Mastercard?
The maximum credit limit for the Indigo Platinum Mastercard is $300. This credit limit is not the most competitive and is not subject to an increase, like some other credit cards for limited or bad credit.
Is there an Indigo credit card app?
No, there is not currently a mobile app dedicated to Indigo credit cards.
How do I make a payment on my Indigo Platinum Mastercard?
You can make a payment on your card by logging into your credit account online or making a call to Indigo credit card customer service and paying over the phone.