Are you a Citibank account holder? If yes, then you need to know more about the Citibank routing number. It can come in handy when you need to carry out some transactions, be it making a direct deposit or sending cash.
However before we go ahead to list the routing numbers, let’s understand more about the term routing number.
What Is a Routing Number?
A routing number otherwise known as ABA or check routing number is a nine-digit number that was designed as a way of processing paper checks. Currently, routing number has evolved to give banks and credit unions the ability to send and receive funds to and from other financial institutions.
What Are Routing Numbers Used For?
Created in 1910 by the American Bankers Association, the routing number was designed to help in processing paper checks. It was to enable banks and credit unions to accurately process transactions between themselves as well as other financial institutions.
Routing numbers are very important for various types of financial transactions. If you want to do the following, you’ll have to know your routing number:
- Firstly, If you want to make a wire transfer or ACH payment to someone in the United States.
- If you want to set up automatic bill payments and direct deposit.
- Get payments like salary as well as pension deposited into your account.
- Pay with a check.
Different Types of Routing Numbers
There are three different types of routing numbers that can be used for domestic wire transfers and for international wire transfers. They are:
ABA –This is the standard routing number that is used for direct deposit, electronic bill payments as well as writing checks among other transactions.
Domestic Wire Transfer –This is the routing number used to send or to receive money from another U.S. bank account (both accounts are domestic)
International Wire Transfer (SWIFT code)This routing number is used to send money from a U.S. bank account to a non-U.S. bank account or vice versa. It is known as the SWIFT code.
How to Locate Your Routing Number on a Check
To locate your routing number when you have a Citibank check on hand is simple. It is the first nine digits on the bottom left.
The number to the right on the bottom middle of your check is your bank account number. The number on the bottom right is the check number. Now, these three numbers will be separated by a symbol that looks like a colon which is used in punctuation. Thus it should not be difficult to identify it.
Other Ways to Find Your Routing Number
You can also find your routing number if you check your phone or online bank statement. Also, you can find your routing number online in the routing directory on the official website of the Federal Reserve.
If you cannot find your routing number online or you don’t have a check to look through, you can place a call to Citibank customer service at 800-374-9700.After a few pieces of information, you’ll give to identify yourself, a Citibank representative will help you in locating your routing number.
List of Citibank Routing Numbers
Here are the Citibank routing numbers for the states that have them. Some states and locales have multiple RTNs because there is more than one location where checks are printed within that state or metro area.
Here is a complete list of Citibank routing numbers:
- California, North (CA) – 321171184
- California South (CA) – 322271724
- Connecticut (CT) – 221172610
- Florida (FL) – 266086554
- Also, Illinois (IL) – 271070801
- Maryland (MD) – 052002166
- Massachusetts (MA) – 221172610
- Nevada (NV) – 322271724
- Also, Nevada – Las Vegas branches 27, 29, 30,& 56 – 122401710
- New Jersey (NJ) – 021272655
- New York (NY) – 021000089
- Pennsylvania (PA) – 021272655
- Texas (TX) – 113193532
- Virginia (VA) – 254070116
- Washington, D.C. (DC – 254070116
*Including San Francisco and Central California.
**Including Los Angeles and San Diego
Most states do not have a Citibank routing number, while other states share the same ABA routing number. This is because routing numbers are based on where checks are physically printed, not where customers live.