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Home » Financial » Are Banks Open Today? See Full List of All Bank Holidays

Are Banks Open Today? See Full List of All Bank Holidays

Bank Holidays: Have you ever gone to a bank branch to make a deposit or inquiry, only to find out that they are closed? I know! It’s frustrating.

Given that banks are private organizations,  they decide when to open and when not, this applies to Saturdays and Sundays. But, all banks in the United do not open to observe federal holidays.Bank Holidays

There are special cases that will cause banks to close up, such as the case of the COVID-19 Pandemic. Many bank branches have to close up due to the pandemic. If you want to know when banks are open, check their website or put a call through before visiting.

What national holidays do banks in the United States observe?

Do they open for business on Juneteenth? Keep reading to find out.

What National Holidays Are Also Bank Holidays?

Every bank has its date schedule but is also fixed to the federal holiday calendar observed by the U.S. Federal Reserve. There’s an outline of the 11 federal holidays which are also bank holidays. Let’s check them out.

  • New Year’s Day
  • Martin Luther King Jr. Day (Birthday of Martin Luther King Jr.)
  • Presidents Day (Washington’s Birthday)
  • Memorial Day
  • Juneteenth
  • Independence Day
  • Labor Day
  • Columbus Day
  • Veterans Day
  • Thanksgiving Day
  • Christmas Day

Banks close their physical branches every year on these holidays. But the dates of most of these holidays change every year, except for New Year’s Days which is January 1st, Juneteenth, which is June 19, Christmas Day is December 25, Independence Day is July 4, and Veterans Day is Nov 11.

Holiday                                                    2022                                                        2023

New Year’s Day                                   January 1                                                   January 1

Martin Luther King Jr. Day.               January, 17                                              January 16

Washington’s Birthday (Presidents Day) is February 21.                                    February 20

Memorial Day                                    May 30                                                       May 29

Juneteenth                                        June 19                                                        June 19

Independence Day                           July 4                                                        July 4

Labor Day                                    September 5                                  September 4

Columbus Day                            October 10                                               October 9

Veterans Day.                              November 11                                     November 11

Thanksgiving Day                       November 24.                                   November 23

Christmas Day.                              December 25                                     December 25

Banks close or reduce their working hours on Christmas Eve and New Year’s Eve. Also, the Easter holidays fall on Sunday banks are closed anyway.

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If there’s a holiday on Saturday, banks close the Friday before, and when the holiday is on Sunday, banks close the coming Monday.

What Holidays Are Banks Closed?

In case you want to find out if any banks are open today. Check out the date below to know when most banks will be closed from 2022 through 2023:

HOLIDAYS            BANK STATUS                                                                                      2022                 2023

New Year’s Day Federal Reserve holiday; most U.S. banks will be closed              Saturday, Jan. 1              Sunday, Jan. 1

Orthodox Christmas   Not a Federal Reserve holiday; U.S. banks will be open              Friday, Jan. 7     Saturday, Jan. 7

Martin Luther King Jr. Day           Federal Reserve holiday; most U.S. banks will be closed            Monday, Jan. 17             Monday, Jan. 16

Presidents Day (Washington’s Birthday)              Federal Reserve holiday; most U.S. banks will be closed             Monday, Feb. 21             Monday, Feb. 20

Lincoln’s Birthday           Not a Federal Reserve holiday; U.S. banks will be open     Saturday, Feb. 12            Sunday, Feb. 12

Mardi Gras        Not a Federal Reserve holiday; U.S. banks will be open              Tuesday, March 1           Tuesday, Feb. 21

Ash Wednesday              Not a Federal Reserve holiday; U.S. banks will be open     Wednesday, March 2    Wednesday, Feb. 22

St. Patrick’s Day              Not a Federal Reserve holiday; U.S. banks will be open     Thursday, March 17       Friday, March 17

Purim    Not a Federal Reserve holiday; U.S. banks will be open  Friday, March 17          Tuesday, March 7

Passover             Not a Federal Reserve holiday; U.S. banks will be open              Saturday, April 16           Thursday, April 13

Holi       Not a Federal Reserve holiday; U.S. banks will be open  Saturday, March 19            Wednesday, March 8

Good Friday       Not a Federal Reserve holiday; U.S. banks will be open              Friday, April 15 Friday, April 7

Easter   Not a Federal Reserve holiday; because Easter falls on a Sunday, confirm with your bank Sunday, April 17              Sunday, April 9

Ramadan is Not a Federal Reserve holiday; U.S. banks will be open              Saturday, April 2             Wednesday, March 22

Memorial Day   Federal Reserve holiday; most U.S. banks will be closed              Monday, May 30            Monday, May 29

Eid al-Fitr is Not a Federal Reserve holiday; U.S. banks will be open              Tuesday, May 3 Saturday, April 22

Juneteenth        Federal Reserve holiday; most U.S. banks will be closed              Sunday, June 19              Monday, June 19

Independence Day         Federal Reserve holiday; most U.S. banks will be closed   Monday, July 4 Tuesday, July 4

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Eid al-Adha is Not a Federal Reserve holiday; U.S. banks will be open              Sunday, July 10 Thursday, June 29

Labor Day          Federal Reserve holiday; most U.S. banks will be closed              Monday, Sept. 5             Monday, Sept. 4

Patriot Day is Not a Federal Reserve holiday; U.S. banks will be open              Sunday, Sept. 11             Monday, Sept. 11

Rosh Hashanah is Not a Federal Reserve holiday; U.S. banks will be open              Sunday, Sept. 25             Friday, Sept. 15

Yom Kippur is Not a Federal Reserve holiday; U.S. banks will be open              Wednesday, Oct. 5         Monday, Sept. 25

Columbus Day  Federal Reserve holiday; most U.S. banks will be closed              Monday, Oct. 10             Monday, Oct. 9

Halloween is Not a Federal Reserve holiday; U.S. banks will be open              Monday, Oct. 31             Tuesday, Oct. 31

Diwali   Not a Federal Reserve holiday; U.S. banks will be open  Monday, Oct. 24          Sunday, Nov. 12

Election Day is Not a Federal Reserve holiday; U.S. banks will be open              Tuesday, Nov. 5              Tuesday, Nov. 7

Veterans Day    Federal Reserve holiday; most U.S. banks will be closed              Friday, Nov. 11  Saturday, Nov. 11 (observed Friday, Nov. 10)

Thanksgiving Day            Federal Reserve holiday; most U.S. banks will be closed   Thursday, Nov. 24          Thursday, Nov. 23

Black Friday (the day after Thanksgiving) is Not a Federal Reserve holiday; U.S. banks will be open         Friday, Nov. 25  Friday, Nov. 24

Hanukkah is Not a Federal Reserve holiday; U.S. banks will be open              Monday, Dec. 19            Friday, Dec. 8

Christmas Eve is Not a Federal Reserve holiday; call your bank to confirm hours    Saturday, Dec. 24           Sunday, Dec. 24

Christmas Day   Federal Reserve holiday; most U.S. banks will be closed              Sunday, Dec. 25 (observed Monday, Dec. 26)     Monday, Dec. 25

Kwanzaa is Not a Federal Reserve holiday; U.S. banks will be open              Monday, Dec. 26            Tuesday, Dec. 26

New Year’s Eve is Not a Federal Reserve holiday; call your bank to confirm hours    Saturday, Dec. 31

Are Banks Open or Closed on Juneteenth?

President Joe Biden signed off on legislation making Juneteenth a federal holiday. The Juneteenth holiday is on June 19.

Since the Juneteenth holiday falls on Sunday, June 19, 2022, the holiday will be observed on Monday 20, 2022 by federal employees and most of the banks will not open that day. But, will open on Friday as usual. This also applies to The Federal Reserve’s financial services, they will open on Friday but will close on Monday which is due to the holiday.

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What To Do If Your Bank is Closed

You can still get some things done even if your bank is closed. You can still make use of the bank’s mobile app or use the online bank account.

These days, there are a lot of online-only banks that offer products and services, which makes it easy for you to carry out most of the banking activities online. These include making a deposit and transferring funds.

You can also make use of ATM services. Though, every machine’s functionality differs, most of them will allow you to withdraw even if they are not in your bank’s Network.

FREQUENTLY ASKED QUESTION

  • How many banking holidays are there?

11 federal holidays

The Federal Reserve, which governs the nation’s banking system, celebrates 11 federal holiday every year that can limit your banking services such as wanting to make a deposit or transfer.

  • What do Americans call bank holidays?

The United States doesn’t have “bank holidays.” What most people refer to with the term are federal holidays. These are specific days of the year on which federal government employees do not work

  • Is Christmas a national or federal holiday?

Christmas Day is one of eleven federal holidays accepted nationwide by the United States Government. All federal employees are paid even if they receive the day off.

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  • Christian Ehiedu

    I write for Educational, Financial, technology, and social media content producers. I am deep into doing credible research that will benefit you the reader. You can contact me on https://shopfortool.com/. Tumblr, Chris Adam Facebook, Shopfortool Pinterest Account. I am a Technician and a woodworker. I have lots of years of experience in Technical work. I did some per time work at an electrical store. Having gathered lots of experience in the use of various tools link Mechanic Tools, Woodworking Tools, Power Tools, and Plumbing tools, I decided to put up this blog to help advise intending buyers or new biz on the right tools to buy on the market. My social Handle: