Bank Of America Near Me: Bank of America is the largest commercial bank with many branches it dates far back and is known for its trustworthy feature when it comes to Money Matters.
So they have an outrageous number of customers who operate with them as they have faith that their money is in safe hands, I mean, who would want to ensure his or her money into unsafe hands?
So, with just the inputting of “BANK OF AMERICA NEAR ME” in any search engine and with the help of a map, you can locate one closest to you to create a new account to enjoy their amazing offers with great and amazing banking services.
Bank Of America Near Me – find it on the map
You can find the closest Bank of America to you in an area using google map by searching online “Bank of America Near Me”
- Turn on your location in your internet access device
- Open any browser of your choice and grant it access to your location
- Type in “Bank of America Near Me” in the search tab of your browser
- From the results of your search, click on google Maps and this will serve as a guide to lead you to the nearest Bank of America to you in an area to enjoy great banking services and offers.
How long has a bank of America been in business?
On October 17th, 1904, Amadeo Giannini in San Francisco, California founded The Bank of Italy which later became “The bank of America” with over 493 branches in California and assets of $ 5 billion in 1945, Bank of America has become over time the world largest commercial Bank.
How many clients does Bank of America have?
Bank of America has a customer base of over 58 million and still growing which is surely an indicator that they have great banking services and people trust them enough with their money & money matters.
Bank of America Near Me – what are the top 5 banks?
We want you to know that bank of Africa made it to the top 5 banks of the world. According to the ranking of The Federal Reserve System National Information Center, the 5 banks holding companies that make the top list of the world in the order of the highest to the lowest are;
- Citigroup
- Bank of America
- JP Margin Chase
- Wachovia and
- Janus (Deutsche bank).
hours
Banka of America is open every day except Sunday. Here are the BOA hours of operation:
Monday: 09:00 – 16:00 (9 AM-4 PM)
Thursday: 09:00 – 16:00 (9 AM-4 PM)
Wednesday: 09:00 – 16:00 (9 AM-4 PM)
Thursday: 09:00 – 16:00 (9 AM-4 PM)
Friday: 09:00 – 18:00 (9 AM-6 PM)
Saturday: 09:00 – 18:00 (9 AM-6 PM)
Sunday: closed
Bank of America locator
If you want to use an alternative for finding BOA use can use BOA official BOA Locator.
To use the BOA locator follow the blue pointers and when clicking on you choose the following:
- ATM service available
- Safe-deposit box
- Drive-up teller services
- Home loans services
- Financial solutions advisor
- Open Saturdays
- Open Sundays
Bank of America Financial Center:
- Financial solutions advisor
- ATM Service available
- Open Saturdays
- Open Sundays
- Safe-deposit box
- Drive-Up Teller Services
- Express financial center
- Accepts appointments
- Home Loans Specialist
Bank of America ATMs Near Me – BOA ATMs Closest to Me
If you are searching strictly for an ATM, then you can filter by these options:
- ATM with Teller Assist
- Second, ATM accepts deposits
- ATM cash withdrawal only (deposits not accepted)
- Drive-up ATM
- ATM located inside
Alternatively,
You can search for bank branches in your area by entering a City, ZIP code, or landmark.
The results shown on the map are the Bank of America locations within 100 miles of your location. Click on the location to reveal information about a branch, including opening times and local phone numbers.
The Bank of America App
The BoA app can help you find a nearby Bank of America branch quickly, and the app also provides directions to the nearest bank.
The mobile app also lets you search for specific financial center services, like these:
- ATM’s
- 24-hour ATM’s
- Drive-up ATM’s
- Financial Centers
- Financial Centers open on Saturday
Why should you get the BoA app?
The app offers other mobile advantages:
- Get notified of account activity with mobile app alerts.
- Securely send money with the app.
- Deposit checks using your mobile device.
You can download the Bank of America’s mobile app for android from Bank of America’s official page when you visit https://www.bankofamerica.com/online-banking/android-banking-app/.
BOA representatives are available:
Mon–Fri: 8 a.m.-9 p.m. ET
Sat: 8 a.m.-8 p.m. ET
Sun: 8 a.m.-5 p.m. ET
Bank of America Near Me – What you Should Know
A lot of information exists out there, some of which are from sources and some from fake. Be it as it may, in this post, I will share with you some mind-blowing facts about Bank of America that you might or might not have come across before.
Whose idea was it to start Bank of America?
Alexander Hamilton, the then secretary of the treasury was the first to propose opening a chartered Bank by Bank selling about $10 million in stock for the startup funding The United States will buy $2 million from the $10 million but the government didn’t have the money so it was loaned to them which they are to pay back in ten annual installments.
The first bank to be run by a woman was?
The first woman bank of Tennessee was founded in the year 1919 by Brenda Vineyaranyon was the first but unfortunately, it was taken over in 1926 by First Trust & Saving Bank of Clarksville after she fell sick and didn’t find a successor.
Fact On the Existence of BOA
On February 13th, 1866, at The Clay County Savings Association in Liberty, Missouri, the First bank robbery happened which led to the death of a 19-year-old student by several men suspected to be part of James’ younger gang made away with about $60,000.
The largest bank robbery made history and was found to be an inside job as about $ 18.9 million was stolen, although $10 million was recovered. This happens at the Dumbar Armored Facility in Los Angeles.
Bank of America
During the civil war due to the coin stash, the paper money was created by the U.S. government and signed by 6 people who work at the U.S. Treasury.
For chess players, we know what it means when a king is in check. Cheque or check used In cashing out money was a term derived from a chess game.
Conch shells, ivory, clay, grains, live animal, and many other things have been used as Bills because they can be used as money is scarce.
The dollar bill with the shortest life span is the 50-dollar bill. The average life span of a 5-dollar bill is 4.9 years, 4.0 years for a 10-dollar bill, and 3.7 years for a 50-dollar bill, this is according to Federal Reserve Bank.
The big nickel located in Sudbury, Ontario Canada is known as the biggest monument. This stands at about 9 meters high & 61 centimeters tall, it is the tallest corn replica according to the Guinness Book of world records.
Bank of America Locations & Hours by State
Try to explore and find out the closest Bank of America store near you.
- Arkansas
- Arizona
- California
- Connecticut
- District of Columbia
- Delaware
- Florida
- Georgia
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Massachusetts
- Maryland
- Maine
- Michigan
- Missouri
- North Carolina
- New Hampshire
- The New Jersey
- New Mexico
- Nevada
- New York
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- Tennessee
- Texas
- Virginia
- Washington
Find a Location In Major Cities
- San Francisco
- Dallas
- Chicago
- Baltimore
- Charlotte
- Austin
- Seattle
- Albuquerque
- Houston
- Phoenix
- Tucson
- Los Angeles
- Portland
- San Antonio
- Richmond
- Jacksonville
- Brooklyn
- Nashville
- Atlanta
- Boston
- Naples
- Tulsa
- Washington
- Tampa
- Sarasota
- Oklahoma City
- Fort Worth
- Fresno
- New York
- Memphis
- Wichita
- Rochester
- El Paso
- Savannah
- St. Louis
- Greensboro
- Buffalo
- Virginia Beach
- Jersey City
- Spokane
BOA Contact Info
Note that your card or account number will be required.
General account information
Lost or stolen ATM or debit card
Opening an account
800.432.1000
1.315.724.4022 (international collect; cell phone roaming charges may apply)
Mon-Fri 8 a.m.-11 p.m. ET
Sat-Sun 8 a.m.-8 p.m. ET
Automated support: 24/7
Spanish
800.688.6086
Mon-Fri 8 a.m.-11 p.m. ET
Sat-Sun 8 a.m.-8 p.m. ET
Automated Support: 24/7
We accept calls made through relay services (dial 711).
Supplier relations and development help desk support
888.550.6433 (U.S.)
1.401.865.7948 (international collect; cell phone roaming charges may apply)
Mon-Thu 8:30 a.m.-7 p.m. ET
Fri 8:30 a.m.-5 p.m. ET
Neighborhood builders
Student leaders
Local grants
Matching gifts
Volunteer grants
800.218.9946
Mon-Fri 8 a.m.-8 p.m. ET
Joe Martin Scholarship
(for Bank of America employees and retirees only) 800.537.4180
Bank of America Corporation is a multinational investment bank and financial services holding company with it headquartered in Charlotte, North Carolina.
It was founded in San Francisco and formed through NationsBank’s acquisition of BankAmerica in 1998. Its ranks as the second-largest banking institution in the United States, after JPMorgan Chase. Also, it is one of the Big Four banking institutions of the United States.
What services does Bank of America offer? Keep reading this article to learn more about Bank of America.
Bank of America
Why you might consider choosing Bank of America
In case you are looking for a bank located anywhere in the USA, Bank of America is the best option. Reasons why you may want to consider Bank of America:
- If you are looking for a bank with a large, popular institution
- You want to avoid too many fees
- You are looking for a bank that offers a wide range of financial products
- You want to maneuver your way from complex banking rules
Bank of America offers a lot of services that help you manage your money. It offers online banking, and mobile and in-person banking. It has various accounts, which include:
- Savings accounts
- Checking accounts
- Certificate of deposit
- Money market and CD IRAs
Checking Accounts
Bank of America offers only one type of checking account which is the Advantage Banking account. However, the account is on three different levels: Advantage SafeBalance, Advantage Plus, and Advantage Relationship.
Advantage SafeBalance Checking Account
This Checking account does not require an overdraft fee, non-sufficient funds (NSF), no monthly fees but that’s if you meet some requirements. However, for you to be eligible for the monthly fee waiver, you have to register for the Preferred Rewards program.
This program requirement is a three-month calculated average balance at a minimum of $20,000 across your Bank of America accounts. If you do not meet the requirements, you will have to pay a monthly maintenance fee of $4.95 for the account.
Also, this account does not come with checks and pays no interest. With this account, you can make bank-to-bank transfers, withdraw money through ATMs, and make a direct deposit.
Advantage Plus Checking Account
This account is for students and people looking for an account with low minimum balance requirements. The monthly service fee is $12, but Bank of America will forgo this fee if you have a $250 monthly direct deposit, if you maintain a daily balance of $1500, or if you register for the Preferred Rewards program.
Bank of America Advantage Relationship Banking®
The account is for people with high balances in their checking accounts. It offers interest and perks such as no service fee, options to open other checking accounts, and savings accounts without monthly maintenance fees. Also, it offers free incoming domestic wires.
However, if the customer does not belong to the Preferred Rewards program and does not maintain a $10,000 balance in all other Bank of America accounts, the customer will have to pay a monthly service fee of $25 for this account.
Savings accounts
Bank of America has one savings account, The Advantage Savings account, plus two savings accounts for children. The Advantage Savings account has a monthly fee of $8. But, you can avoid this fee by making sure you maintain at least a $500 minimum daily balance. Also, you can avoid the fee by linking your to an Advantage Relationship checking account or belonging to the Preferred Rewards program.
Also, this fee may be overlooked for account holders under 18 years old. To open an Advantage Savings account, you need a balance of $100. The annual percentage varies depending on your relationship with Bank of America. For instance, if you want to earn the top-tier APY of 0.04%, you have to the Platinum Honors.
Certificate of deposit (CDs)
Bank of America has two main CD accounts: Standard Term and Featured, plus a line of IRA CDs.
For the Standard CDs, the minimum opening deposit is $1,000, while Featured CDs have a minimum deposit of $10,000. Also, all CDs account have no monthly service fee and are secured by the Federal Deposit Insurance Corp.
Standard CDs APY is 0.03%, while Featured CDs is 0.05%. Hence, you won’t get much bang for your buck when compared to other banks.
How To Apply
If you want to open any Bank of America accounts, you can do it in person or apply online. You just need to present your personal details such as Name, address, phone number, email address, date of birth, and Social Security number.
How To Open a Bank of America Checking Account
If you want to open a Bank of America Checking Account, you will have to present your personal details for the application, which include:
- Your email address
- If you have any checking accounts
- Social Security number
- Information for the joint account holder
Once you have your personal details ready, you will also need to present two forms of identification. The recognized primary form of identification include:
- S. passport
- Bank of America-branded debit or credit card with photo
- State-issued ID with photo
- Military ID with photo
- Driver’s license
The secondary form of identification include:
- S.-issued employment or work ID card or badge
- S. college or university ID
- S. Student ID card from a local high school
- Debit card with Visa or Mastercard logo from another financial organization
- Other financial organizations’ major credit card
Once you have all your documents ready, you have to choose the Bank of America checking accounts that are good for you. Then, go ahead and apply.
Bank of America Hours: Full Hours and Holidays
Bank of America, just like every other national bank also has working and holiday hours. That’s the branches don’t open on federal holidays. Below is the Bank of America holiday schedule for 2022.
New Year’s Day — Jan. 1 Closed
Martin Luther King Jr. Day — Jan. 17 Closed
Valentine’s Day — Feb. 14 Open
Presidents Day — Feb. 21 Closed
St. Patrick’s Day — March 17 Open
Good Friday — April 15 Open
Easter Sunday — April 17 Closed
Easter Monday — April 18 Open
Memorial Day — May 30 Closed
Juneteenth — June 19 Closed (Observed June 20)
Independence Day — July 4 Closed
Labor Day — Sept. 5 Closed
Indigenous Peoples Day — Oct. 10 Closed
Halloween — Oct. 31 Closed
Veterans Day — Nov. 11 Closed
Thanksgiving Day — Nov. 24 Closed
Black Friday — Nov. 25 Open
Christmas Eve (daytime) — Dec. 24 Open (Most branches open from 9 a.m. to 2 p.m.)
Christmas Day — Dec. 25 Closed
Bank of America Hours for Normal Days
Bank of America hours for normal days vary by branch. For instance, some branches open on weekdays from 9a.m- 5p.m, while some open by 10a.m and close by 4 p.m.
On Saturday, some branches open by 9a.m and close by 4p.m, while some open by 10 a.m. Also, some branches do not open on Saturdays. But the ATMs are available 24/7.
Note that if you want to visit any bank of America branch, search online for the one close to you and verify the opening hours.
Is Bank of America Open 7 Days a Week?
No. Almost all Bank of America branches are open six days a week, that’s Monday- Saturday. However, if you have to do any banking service on a Sunday, you may have to use the ATMs or make use of the Mobile app and also your online banking account.
Is Bank of America Open on the Weekends?
Not all Bank of America branches is open on Saturdays. Hence, you have to verify the hours online or by phone. Also, Bank of America does not open on Sundays. But the ATMs are open 24/7.
How To Bank With Bank of America Outside of Business Hours
You can bank with Bank of America Outside normal business hours by making use of the ATMs. You can use ATMs to make checks or cash deposits, check your balance, and also make a withdrawal.
Likewise, you make use of the banking mobile app or your online account to check your balance, pay bills, make deposits, and transfer.
Also, Erica, the virtual assistant is available to answer all your questions.
Bank of America Contact Information
If you need help concerning your savings or checking accounts, or you have to make a report of lost or stolen debit card and open an account, contact the numbers below:
- 800-432-1000 for U.S. callers
- 1-315-724-4022 for international callers
- 800-688-6086 for Spanish-speaking callers
Customer service agents are available Monday – Friday from 8 a.m. to 9 p.m. Also, they are available on Saturdays from 8a.m to 8p.m and on Sundays from 8a.m to 5 p.m.
Bank of America is also available on Twitter @BofA_Help. You can also send a private message on Facebook.
Also, you can visit their website https://www.bankofamerica.com/customer-service/contact-us/?request_locale=en_US for other issues.
Bank of America vs. Competitors
Below is a comparison between Bank of America is some of its competitors.
Bank of America vs. Chase
Bank of America has an advantage as regards APY, it has a high APY on its savings account. However, Chase has an advantage when it comes to the number of branch locations, with over 4,700.
Bank of America vs. Wells Fargo
When compared to Wells Fargo, Bank of America pays high APY on its savings accounts. Also, it offers a strong rewards program. But Wells Fargo got it when it comes to the number of investments, wealth management, and retirement.
Bank of America vs. Citi
When compared to Bank of America, Citi has the biggest free ATM network in the US. It has an advantage with its high-yielding saving account, which has 0.15% APY.
However, Citi’s branch has a limited network when compared with Bank of America.
In conclusion, Bank of America is the best choice if you are looking for a financial organization loan like car loans and mortgages. Also, the branch network is nationwide and it is very strong. You get relationship rates rewards when you select multiple products.
FREQUENTLY ASKED QUESTIONS
-
Is Bank of America a reputable bank?
Bank of America is one of the largest and oldest banks in the U.S. Its outstanding reputation makes it one of the most reputable banks in the country
-
What are the cons of Bank of America?
People searching for a smaller bank may conclude that Bank of America isn’t right for them. Also, Bank of America’s interest rates isn’t as competitive when compared to other financial organizations.
-
How much money do you need to open a Bank of America account?
The minimum opening deposit for many Bank of America accounts is $100. But, for Standard Term CDs, you need $1,000
-
Does Bank of America charge a monthly fee?
Bank of America Checking Account Fees
There is a $4.95 monthly maintenance fee for Advantage SafeBalance Banking®, a $12 monthly maintenance fee for Advantage Plus Banking®, and a $25 monthly maintenance fee for Advantage Relationship Banking®, but only Advantage Relationship Banking earns interest.