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Home » Credit Card » (Ollo Card Application Reviews) (Ollo Card Application Reviews)

Ollo is a branch of Fair Square Financial Holdings, it was launched in 2017.

It is a brand for consumer credit cards created to meet the needs of “hard-working Americans who are often not adequately served by major financial brands.”

In this blog, we will be telling you everything you need to know about Ollo Card

That is not all, we will also give you other facts to know about Ollo Card.

Now, without delay let’s get started.

Ollo credit cards

Ollo’s credit cards include the Ollo Platinum MasterCard, Ollo Rewards MasterCard, and Ollo Optimum MasterCard.

All three are serviced by Ollo Card Services and issued by the Bank of Missouri.

Pros and cons of Ollo cards

Below are the Pros and cons of Ollo cards:


  • Automatic credit line reviews – accounts are always reviewed after six months, with the possibility of a credit line increase
  • No penalty APR
  • Requires only fair or good credit score


  • Higher than average variable APR (between 24.99% and 27.99%)
  • Invitation only – must receive prescreened offer to apply
  • Statement credits only reward redemption option

Ollo Card Offer

The app is a must-have for anyone in their second stage of credit building.

However, in order to apply for the OlloCard, you must have a mediocre credit score.

Also, you must be 18 years of age or older and a legal resident of the United States.

How to apply?

Follow the steps below to apply for an OlloCard:

  • First, visit
  • Then, enter your reservation number and the access code.
  • Now, click on “SUBMIT”
  • After that, follow the on-screen prompts to complete the process.
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However, note that the Reservation Number and Access code can be found at the bottom of the offer letter that was sent to your mail.

Hence, the offer is made for those with imperfect credit but not good credit.

Also, OlloCard customers can make their way up to the good graces of companies like American Express and Chase if they apply for the card and make on-time payments every month.

GetMyOlloCard Highlights

The Ollo MasterCard is serviced by Ollo Card Services and issued by The Bank of Missouri under a license from MasterCard International.

However, Canadian and Mexican residents are not allowed to apply for the Ollo Credit Card

hence, My Ollo Card application is open to legal residents of the United States who are up to 18 years of age or older.

Also, most applicants will get a response within 60 seconds or less after application.

GetMyOlloCard com Reviews from the credit card blog, heavy hitters?

Below are reviews of other credit card blogs: – 4.4 out of 5 (based on user reviews)

ValuePenguin – Editor’s rating: 3.5/5.0 (based on an editor’s review)

AskMrCredit– 4 out of 5 by Mr. Credit Card (editor’s review)

From the above rate, you can see the Ollo Card has good reviews from some of the major players in the credit card blog game. Highlights

MyOlloCard is a great option for those who are on their second stage of credit building.

Hence, below are Highlights:

  • No annual fees and no foreign transaction fees
  • Automatic Line Increases
  • No Late Fees
  • No rewards program
  • US Based customer service team (always a huge plus)
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Ollo Card MasterCard Reviews

Below are Ollo Card MasterCard Reviews:

  • CreditKarma:5 out of 5 stars
  • AskMrCredit: 4 out of 5 stars
  • ValuePenguin:5 out of 5 stars
  • CapitlaistReview: 4 out of 5 stars

Ollo Card Competition

Below are some Ollo Card Competitors:

  • Indigo
  • Credit One
  • Capital One Quicksilver
  • USAA Classic

However, application offers to those with a credit score ranging from the mid to high 600s.

Hence, for any questions about the Ollo Card, all questions should be redirected to:

Toll-free 1-877-494-0020 (or if outside the United States, please dial 1-516-224-5600).

Ollo Card Customer Service

Also for any Questions in regards to Ollo Card, reach out to the following:


  • Ollo Card Services
  • O. Box 9222
  • Old Bethpage, NY 11804-9222

Hence, Card members who need to make a payment by mail should send it to: Verdict

Based on our own research and looking at some of the major players online we can 100 percent recommend to Ollo Card to consumers with not great, but not bad credit (i.e., the in-between).


We hope we’ve been able to give you all the info you need about Ollo Card Application.

Hence, if you have any questions about Ollo Card Application, please leave a comment.

Reference Link

Frequently asked questions (FAQS)

What bank is Ollo credit card?

Ollo credit cards are issued through the Bank of Missouri.

What credit limit does Ollo give?

The starting credit limits on Ollo credit cards range between $500 and $3,500 based on the applicant’s credit score and overall creditworthiness

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What credit score do you need for Ollo MasterCard?

The Ollo Platinum MasterCard considers applicants with average credit, meaning those with FICO scores ranging from 630 to 689.

What Bank owns OLLO?

Ollo has owned Fair Square Financial Holdings.

How long does it take to get my Ollo card?

It takes 2-3 weeks to get the Ollo Platinum MasterCard in the mail after approval.

How do I pay with my Ollo credit card?

The easiest way you can pay your Ollo Platinum MasterCard is either to pay online or over the phone, by calling (877) 494-0020.

Does Ollo have a balance transfer?

You can do a balance transfer with the Ollo Platinum MasterCard by signing in to your online banking account or by calling (877) 494-0020.


  • Christian Ehiedu

    I write for Educational, Financial, technology, and social media content producers. I am deep into doing credible research that will benefit you the reader. You can contact me on Tumblr, Chris Adam Facebook, Shopfortool Pinterest Account. I am a Technician and a woodworker. I have lots of years of experience in Technical work. I did some per time work at an electrical store. Having gathered lots of experience in the use of various tools link Mechanic Tools, Woodworking Tools, Power Tools, and Plumbing tools, I decided to put up this blog to help advise intending buyers or new biz on the right tools to buy on the market. My social Handle: