Best Buy Card Login – My Best Buy Visa Card – Best Guide

The endless beauty of rewards from every dollar spent is why some credit card companies are rating top in their industry. As such, it does not leave Visa Credit Card from Best Buy out. Infant, Visa Card from Best Buy so far is toping as one of the best store-branded credit cards in the United States. This guide will help you to complete your Best Buy Card Login.

Best Buy Card Login

However, there is something you should bear in mind. Which is that all credit cards favor a set of consumers. As well as specific spending needs. In other words, Best Buy Visa Card is best in rewarding cardholders for Gas and dining purchases.

Having said the above, My Best Buy® Visa® Card and My Best Buy® Credit Card is exclusively for shoppers who frequent Best Buy stores. It’s so good for store purchases that it rewards cardholders with 5% for every purchase made in Best Buy stores. However, you can redeem rewards for more purchases at Best Buy shops only.

So, the gist is; My Best Buy Visa Card is good if you don’t mind redeeming your rewards on only best buy stores. So, if you are a loyal customer of Best Buy, then the Visa Card is for you.

Is it worth getting a Best Buy Visa credit card?

To begin, seeing that Visa Card from Best Buy has a restrictive reward redemption option. In addition to its high APR (25.24%). It won’t be bad to say that the Visa card is only useful for a select few consumers who don’t mind its rewards structure. Furthermore, Best Buy Visa Card is a good or the best fit for you, if you;

  • Shop at Best Buy frequently.
  • Have fair credit and you are looking for good rewards.
  • Want flexible rewards.
  • Don’t pay your credit card bill in full each month.

My Best Buy Visa Card Review

To start with, Best Buy visa card is accepted anywhere Visa card is accepted nationwide. But more to that is the rewards programs that earn you cashback percentage on every purchase you make both in best buy stores and outside best buy (5% reward on best buy stores, 2% back rewards on dining, 1% back rewards anywhere Visa is accepted).

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Having said that, Best buy visa card comes in two forms; Visa Platinum and Visa Gold. By the way, Visa cards issued by best buy qualify for balance transfer, cash advances, 0% annual fee on platinum & $59 annual fee on Gold. With 25.24% APR and $39 late fee payment.

My Best Buy Visa Card Benefits & Features

To begin with, Best Buy’s credit cards issued by Citibank can be used to shop at all best Buy store locations nationwide. More so, credit cards from best buy are best for electronics shoppers who have built good creditworthiness and good spending behavior.

That said, My Best Buy Visa credit card is an important and potentially powerful tool that can help you reach your financial goals. But you must use your credit card responsibly in order to enjoy its many benefits.

Also, you can apply for My Best Buy Visa credit card and earn points in categories outside of Best Buy stores (like dining, groceries, gas, etc.). Thus, it’s a big win, as most store-branded credit cards don’t offer this. Although, customers redeem accumulated rewards in the form of Certificates like gift cards, which can be used to shop in any Best buy store. Below are the numbers put together;

  • First, you earn 2.5 points for every dollar spent.
  • Second, cardholders also earn 1 point to a dollar on purchases at restaurants, bars, and grocery stores.
  • Third, you enjoy 1 point whenever you spend $2 on other purchases.
  • Fourth, Elite Plus members are rewarded with an extra 0.5 bonus point when they spend up to $3,500 annually on Best Buy purchases.
  • Fifth, new cardholders qualify for a 10% welcome bonus when they make their first purchase.

My Best Buy Visa Rewards – What you need to know

In all of the above-mentioned rewards, cardholders only qualify when they make from their credit card. In other words, it simply means that when you pay from any of the Best Buy financing options, you won’t be rewarded points or bonuses.

How to Calculate My Best Buy Credit Card Reward

To begin with, I know you would want to know what your Best Buy accrued points are worth in redemption terms. To simplify matters, 1 point of Best Buy Credit Card is equal to $0.02 in a reward certificate.

Thus, according to Best Buy reward terms and conditions, when a cardholder accumulates 1,250 points, that is equivalent to $25 in rewards. In other words, you can say that Best Buy’s reward rates are between 1% to 5% and 6% for Elite Plus members.

Best Buy Financing Options

If you do have a major project or an investment worthwhile, you can resort to Best Buy financing options. In other words, you qualify for the financing options once you have a Best Buy credit card. That is to say, Best Buy’s credit card allows you to finance certain purchases with 0% APR over some period of time.

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However, don’t forget that if your balance is not paid in full till the financing period ends, you will be made to pay high interest, for the amount you owe. That’s why it’s not advisable if what you are financing is not an investment.

Apply for Best Buy Credit Card

At this point, I will forge ahead to letting out the application procedures for new customers who want to get the Best Buy credit card. But there is a requirement.

First, to apply, you must be a U.S citizen.

Second, to apply you must be up to 18 years and above. Except if an undertaken is issued y your parent, then below 18 can apply.

Third, before applying you will need to make available some personal information such as;

  1. Social security number.
  2. Date of birth.
  3. Email address.
  4. Physical mailing address.
  5. Driver’s license and other documents that will be required from you for account verification and identity.

That said, if you have made the above available visit  and click on the “Apply Now” button. Amazingly, no credit check and no minimum balance.

Thus, after your application is approved. As a result, your Best Buy Visa card will be delivered to you in about 5 to 7 business days. Though there is still yet another task.

After you get a mail with your card, the next step will be to activate your card.

To do that, first, visit the official page.

Second, click on the “Register your card” account and register for online access. After which click on the activate button. And follow the activation process to activate your card.

Credit Cards from Best Buy

On a good note, Best Buy offers about five types of credit cards. This post focused on My Best Buy Visa Card. As such other cards include;

  1. My Best Buy® Credit Card
  2. Magnolia® Credit Card
  3. My Best Buy® MasterCard®
  4. Pacific Sales® Credit Card
  5. My Best Buy® Visa® Card

My Best Buy Card Login – How to Sign in

First, you will need to know that the account sign is only for registered users. That simply means that for you to be able to sign in and access your account online or via the mobile app. You will first need to register.

But I will assume you have signed up before. And continue with the online sign-in. but if you don’t have an account yet, not to worry. I will help you create an account down the line. Only keep reading.

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To complete your Best Buy Card Login to your account, follow the guide below:

  • Locate and tap on the “SIGN ON” interface.
  • Next, you will need to click on the sign-in button.
  • After this, key in your username and password.
  • Finally, hit on the login button.

Other Credit Card Options for Best Buy Credit Card

  1. Citi® Double Cash Card – 18 month BT offer
  2. Sallie Mae MasterCard

Can I earn Best Buy Reward without a Best Buy Credit Card?

The answer is yes, but while that may be true, the reward amount is nothing to ride home about compared to what you will earn when you have a Best Buy credit card. However, if you have other store-branded cards but make purchases in best buy occasional. And still want to enroll in their reward programs, it is still not a bad idea.

Having said that, non-credit My Best Buy users earn just 1 Point Per $1, which translates to a 2% rewards rate. If you don’t wish to open a new line of credit to earn rewards with Best Buy, it still not bad. Thus, you can give it a try.

Best Buy Credit Card Customers Servicers Contact Info

Customer Care Phone Number


Mon – Fri 9 a.m. – 9 p.m. local time

Saturday 8 a.m. – 8 p.m. local time

Sunday 8 a.m. – 6 p.m. local time


Technical Assistance


TDD/TTY for the Hearing Impaired


Outside the U.S., Canada, and Puerto Rico, Call Collect



My Best Buy® Credit Card

P.O. Box 790441

St. Louis, MO 63179-0441


My Best Buy® Credit Card Payments

P.O. Box 9001007

Louisville, KY 40290-1007

My Best Buy® Credit Card Overnight Delivery/Express Payments

6716 Grade Lane

Building 9, Suite 910

Louisville, KY 40213

It’s Your Turn Now

To cap it up, My Best Buy Visa Credit Card is no different from Best Buy’s Credit card, only that Visa credit card is accepted only where Visa Cards are accepted.  So this topic Best Buy Card Login covers both. Aside from that, there is no major difference.

Having said that, I really want to thank you for reading this far. As such, do me a favor by using the comment box below. But before you exit this page, don’t forget to share it with your friends.