You can apply for a PNC cash reward visa credit card if you have been pre-approved. NC occasionally sends clients that are qualified for their credit card a pre-approval offer to apply.PNC CASH REWARDS

If you have received an offer and want to proceed with the application here are two easy steps to follow:

  • Apply by speaking with customer service

Call – 1-844-264-3847

  • Apply Online


To apply online follow the following steps;

  • Enter your 8 digit PNC customer reservation number.
  • Last 4 digits of your social security number.
  • Click on the Continue button.
  • Click on the Select button (for the PNC Cash Rewards Visa).
  • Continue with the rest of the online application process.
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Once you are done with this process, the next process is to provide your personal financial information such as;

  • Social security number
  • Monthly housing payment
  • Total annual income
  • Employer

Once this is approved you will receive your credit card within 4-10 days. On the other hand, if it is denied you will be informed and it will take a longer time to get approved. Finally, check back to the site and check your status if it takes a longer time. However, this entire application process starts and finishes within 5 minutes.

 Highlights on PNC Cash Rewards Visa

Earn a $150 bonus after making $1,000 or more in purchases during the first 3 billing cycles following account opening.

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0% Intro APR on balance transfers for the first 15 billing cycles, when the balance is transferred within the first 90 days following account opening then a variable 14.99%.

  • 4% cashback on gas station purchases.
  • 3% cashback on dining or take-out purchases at restaurants, including fast food.
  • 2% cashback on grocery store purchases.
  •  1% cashback on all other purchases.


APR for cash advances 24.99%.

Annual fee $0

Late payment fee up to $38

Returned payment fee up to $38

Contact Customer Service

Call 1-800-762-5684

Monday – Friday 7 am to 10 pm EST

Saturday – Sunday 8 am to 5 pm EST