Walmart Credit Card Login: Specifically, Walmart credit card is for shoppers that visit Walmart store often. However, the credit card offered by Walmart is the best fit for poor credit. In other words, if you have the intention of rebuilding your credit history, Walmart’s card is here for you.
That said, this post is here to help you figure out how to do Walmart Credit Online Login, help you apply for Walmart store-only credit card or MasterCard issued by Walmart for other purchases aside from Walmart store, as well guide you on how to pay bills online. But most importantly give you access to Walmart’s customer service phone number in case you need help in checking your balance, shopping online, making transfers, and lots more.
Credit Cards From Walmart – Is it worth it? The Review you don’t see elsewhere.
To start with, Walmart offers both branded store credit cards and MasterCard for other purchases. Funny enough not much reward is in for cardholder using both cards, added with the fact that it has high APRs of 22.90%.
However, the good side is that Walmart store card and MasterCard is less stressful to apply and anyone with poor credit can easily apply and get approved. In other words with a credit score around 630 and above you qualify to apply.
The bottom line is aside from the fact that their rewards are not enticing, you can get 0% financing options and still save when you buy gas. More so, the card comes with no annual fee. In sum, Walmart’s credit card is the best you can get out there when you talk about credit cards for poor credit that offer appealing rewards.
The most appealing reward with Walmart’s card is the 2.86% rewards rate on gas purchases. Although it has restrictions, it is among the best someone with bad credit can get. Thus, if you want better gas savings, you can opt-in for cards that offer between 3% and 5% back on these purchases, such as the Sallie Mae Rewards Credit Card. But you might not get approved if you have bad credit.
Walmart MasterCard and Walmart Store Credit Card Benefits & Features
To begin, Cardholders earn a 5% discount on every gallon of gas purchased at the pump station. Take, for example, to calculate the reward rate, the average national price per gallon is $2.66. At this price point, the gas rewards rate when using Walmart MasterCard and Walmart credit cards sum up to 1.9% ($0.05 / $2.66).
Although, it’s important to note that Walmart store credit card is only accepted at Walmart stores. But the MasterCard credit card by Walmart is accepted in other stores and you can use it for other purchases like gas, dining, grocery, and other lines or categories. Note you’re your Walmart Credit Card or Walmart Mastercard® is issued by Synchrony Bank. Or Capital One Bank.
That said, customers get;
- 1% cashback on all purchases you make with Walmart MasterCard.
- You can redeem rewards as a 1% cashback statement credit in $5 increments.
- To redeem rewards, you must spend $500 before you get any rewards.
- Walmart Credit Card rewards expire in 1 year after being issued, if you don’t use them.
- Intending cardholders who apply for Walmart credit card online, and use it to make $75 in purchases on a single receipt that same day, you will get $25 in statement credit as a welcome bonus – that’s a 33.3% savings.
How to Login – Walmart Credit Card Sign in
We can as well help you do Walmart credit Card login online using a personal computer and your mobile web browser. But you need to make available your login user ID and password not to us when you visit the official Login page at https://www.synchronycredit.com/eSecurity/Login/login.action?clientId=walmart&accountType=generic&langId=en. Or visit www.walmart.capitalone.com.
- Provide your login user ID.
- Key in your password.
- Tap on the login button.
How to Pay Bills
To pay your credit bill online, you will need to visit the official site and make use of the Bill Payment option. But you will first need to login in other to access your account online. Funny enough for you to be able to sign in you must have registered for online account management access.
- The first thing is to open your browser and visit https://www.synchronycredit.com/eSecurity/Login/login.action?clientId=walmart&accountType=generic&langId=en. Or visit www.walmart.capitalone.com
- On the homepage, locate the “Manage my account” tab and click on it.
- Next, you will need your account username and password to login to your account, so to do that; find and tap on the sign-in button and enter your login details and tap the log-in button.
- On the user account dashboard, tap on the Pay bill online tab
- Click and chose how you want your bill paid and the amount.
- Finally, carefully follow the bill pay process to pay your bills.
In the event you forgot your Walmart credit card account password or username, you can easily recover it or reset the password following the below guide;
- Visit www.walmart.capitalone.com
- Click on “Manage Account”
- On the login page, tap on the “Forgot Username or password” link
- Provide the required information; usually your SSN, Date of Birth, etc.
- Click on reset password
Register for Online Access
You can sign up for online access and do many of the account management tasks that you can’t do on a normal if you don’t enroll in the online account management. To do that visit https://www.synchronycredit.com/eSecurity/Registration/InitiateRegistrationAction.action and enter your Card number and Zipcode. And follow the rest of the guide.
Apply for Walmart Credit Card
Furthermore, applying for Capital One Walmart Reward Credit is without stress. In fact, it’s as easy as ABC. However, there are steps to the online application process. But trust me, it’s the easiest step you have ever seen.
The first step, go to https://www.walmart.com/cp/walmart-credit-card/632402
In the second step, click on the “Apply” tab.
In the third step, fill in the information required (first name, middle initial, last name, suffix, SSN, date of birth, and yearly income)
Fourth step, key in your zip code, street number, apartment, city, state.
The fifth step, at this point, make sure you supply a valid email and provide your mobile phone.
In the sixth step, enter an authorized buyer into your account. That’s if you have one or dependents to add.
In the seventh step, if someone referred you, key in the referral code.
Finally, scroll down and tap on the ‘continue ’button and follow the rest of the application process to complete the Walmart credit card application.
Summary – Fees & Rates
To start with, Capital One Walmart Rewards MasterCard – Purchase, Quick Cash, and Transfer APR goes for a variable rate of 17.99%, 23.24%, or 26.99%. However, it’s based on your creditworthiness. Furthermore, the Cash Advance APR: 26.99% (Variable).
On the other hand, the Balance Transfer Fee is 3% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer you. Although, none for balances transferred at the Transfer APR. Finally, you pay a Cash Advance Fee of 3% of the amount of the cash advance, but not less than $10. Added with $0 Annual Fee.
Walmart Credit Card Phone Number
To sum it up, if you need further help and would want to make further inquiries, contact the customer care support line at 1-877-362-5952.