If you are a Wells Fargo account holder or credit cardholder, you need to learn how to find and use your Wells Fargo login. This will help you and give you ease when you are carrying out any transaction on your account.
Wells Fargo is one of the major banks with many years of history behind it. It is a bank that is well-grounded and has good product offers for its customers. Wells Fargo offers banking, investing, credit cards, and other services which offer its customers ease.
Customers can make their bill payments online and carry out other financial transactions online. Wells Fargo also has a mobile app which customers can use to log into their account. It also launched a mobile banking system in 2007 which has been embraced by millions of users.
Of a truth, the technology exists because of ease and simplicity. Are you wondering how you can log in to Wells Fargo Online Banking website? This post serves that purpose. Although I did well to include other information about Wells Fargo Banking services that might be helpful, this content is going to focus on the Wells Fargo Login guide.
How to Set Up a Wells Fargo Login
You can enroll for online banking with Wells Fargo if you already have a checking or savings account at the bank.
To enroll over the phone:
If you prefer to visit a physical branch to set up a new account, you can set up online banking also. You are not charged a monthly fee for Wells Fargo Online banking. However, some charges may apply for same-day payments done via the Bank’s bill-pay service. When you sign up, you can make use of convenient features like Wells Fargo SurePay.
To set up your Wells Fargo online access account follow these steps:
Start by gathering the necessary information needed to set up your account. This information includes:
- Social Security number
- Wells Fargo Bank account number(s)
- Loan number, if applicable
- Debit card number
When you enter one of your Wells Fargo account numbers or the account number which is printed on your ATM/debit, you’ll be able to access all your accounts. Where you don’t have an account number, you can enter your birthdate.
Setting up a username and password
When you are enrolling in online banking, you will be able to set up a username and password in order to access your account. When creating a password, Wells Fargo expects that your username and passwords contain six to 14 characters and include at least one letter. Usernames and passwords are to have fewer than nine consecutive numbers, and they:
- Cannot repeat the same number or letter more than three times consecutively.
- Cannot contain a sequence of more than three letters or numbers.
Complete your online access agreement
In completing your online enrollment, you have to understand that Wells Fargo has an online access agreement. This agreement explains the bank’s obligations to you, your obligations as a user, your waiver of class-action rights, and limitations on the bank’s liability to you.
You have to review this agreement carefully to know what you are signing up for. It covers online and mobile services that are available via Wells Fargo Online, Wells Fargo Business Online, Wells Fargo Mobile, and Wells Fargo Advisors online services.
Validate your email address
As part of the security process, Wells Fargo will send you an email message including a six-digit code as well as a link which returns you to the Wells Fargo website. This is where you will have to key in the code to validate your email address.
You are to validate your email within 21 days of your enrollment date to retain your Wells Fargo online banking login
How To Log In to Your Wells Fargo Account From a Computer
- Visit the Wells Fargo homepage
- Scroll to the sign-in field on the left-hand side.
- Enter your username and password
- Tap on the ‘Remember Me’ checkbook to stay logged in. But ensure that you are doing it on your personal device where someone cannot have access to your personal information.
How To Log In to Your Wells Fargo Account From a Mobile Phone or Tablet
You can use the same login for both your desktop and your mobile phone or tablet. To do this:
- Simply download the Wells Fargo app on either Apple or Android devices.
- Once you open the app you’ll be prompted to log in.
- Key in your username and password in their respective spaces.
With the Wells Fargo mobile app, you can deposit checks, transfer money, pay bills, and set up alerts.
Retrieve a Forgotten Username or Password
If you have forgotten your username or password do this:
- Click on the ‘Forgot Password/Username’ tab under the login.
- You’ll be redirected to a page that will ask you if you need a password, a new username, or both. Choose the one you want.
- You’ll be asked to enter your password or username.
- You’ll also need to provide your social security number to confirm your identity.
How To View Your Wells Fargo Statement Information
With Wells Fargo, you can have your account statements available at your fingertips. All you have to do is:
- Sign in to view your statements on your desktop or mobile device.
- Select the statement you want to view
- Wells Fargo will allow you to download the statement to your device.
- From there you can have it printed for your physical records free of charge.
You can contact the Wells Fargo customer service department using different mediums.
If you want to reach them via phone, you can call 24/7 at:
- 800-869-3557 (if you are in the U.S.)
- For international calls, you can visit the Wells Fargo homepage for your country code.
If you are deaf or hard of hearing call:
- 800-877-4833 if you’re in the U.S.
You can also contact Wells Fargo customer service via secure messages. To do this:
- From your account page
- Tap into your menu
- Choose ‘Secure messages’
If you prefer to use social media, you can contact Wells Fargo on Twitter at @Ask_WellsFargo.
What Are the Benefits of Online Banking?
With online banking comes so many benefits that cannot be overlooked. It gives you ease in accessing your account from wherever you are as long as you have an internet connection.
You don’t need to visit a physical branch to carry out your banking transactions. From your house with a few clicks in the right places, you can securely carry out most of your banking activities at home. How convenient!!!
To start with:
Wells Fargo login banking portal is easy to access, provided you have your account username and password. In other words, you can sign in and manage your banking transactions and statement by visiting the login page at https://www.wellsfargo.com/online-banking/.
And click on the “Sign On” button. After which, enter your SSN or other login method depending on the credential available and tap on the continue button. Next, enter your username and password to access your account.
Now that I have helped you log in, let’s delve into other things you might like to know about Wells Fargo.
History of Wells Fargo Bank
The history of Wells Fargo Stated with the founder’s Henry Wells and William Fargo back in the ’80s. To be specific, the bank began in 1852. Although, it didn’t begin as a full-blown bank that offers financial services.
As such, the founders saw the high future market capitalization of the banking industry or financial institution and plunged into selling Gold and bank papers.
Here is a new era:
Over the years as the history of the banking industry advanced. Wells Fargo also keyed in. Today, Wells Fargo is known to be the second-largest bank in the world by market capitalization and the fourth largest bank in the U.S. by total assets providing banking services and products that cut across;
- First, Asset management.
- Brokerage services.
- Next, Credit cards.
- Equities trading.
- Finance and insurance.
- Foreign currency exchange.
- Foreign exchange trading.
- Next, Futures & options trading.
- Investment management.
- Money market trading.
- Next, Risk management.
- Treasury & security services.
- Wealth management.
- Finally, personal, small business, and commercial financial services.
It makes sense to say that Wells Fargo Advancement didn’t just reflect on the expansion of services offered. But also in the geographic areas served (over 41 states in the U. S).
Second, the number of customers served. But more importantly, how well they are served and their experiences with Wells Fargo customer care services.
Having said that, suffice me to go further by saying:
Wells Fargo Online Banking
Wells Fargo is a key player in the Banking Industry. Specifically, online banking. As such, being one of the best banks that is more concerned with the quality of service rendered to customers. As a result, the bank went further to integrate all its manual processes into an online banking system. In other words, Wells Fargo banking services moved into the Online Banking space.
Today, customers can:
- First, manage their financial assets, such as savings accounts.
- Second, make deposits and control their investments.
- Third, track debt and loans.
- Fourth, make transfers and payments.
- Fifth, plan and manage their financial expenditure.
But guess what? All of these functions and features listed above are accessible through the online banking service. How? At your fingertips and on your palms, with your Mobile phones or desktop computers provided, you have internet access.
Wells Fargo Online Banking Login – How to Sign-On
To start with, I will quickly take you through the sign-in process and delve into how you can sign up for online access in the event you don’t have an account yet on the Wells Fargo Online banking portal.
To sign in to your account, follow the guide below:
- First, visit the home page via https://www.wellsfargo.com/online-banking/
- Locate and tap on the “Sign On” link.
- Next, you will need to click on the sign-in button.
- Then select your login method, either through SNN or TIN.
- After this, key in your username and password.
- Finally, tap on the login button.
Forgot Password OR Username?
To start, we all are humans, and sometimes we lose access to some information we memorized in the past. But not to worry. If you forgot your Wells Fargo login username or password, I will help you reset or recover it in five steps. All you need to do is;
Step 1: First visit the login page at https://www.wellsfargo.com/help/online-banking/sign-on-faqs
Step 2: Second, locate the Forgot Username or Password link. And tap on it.
Step 3: Third, at this point, you will be referred to another page where you will be asked to enter. First, key in your 6-digit Card Number. Second, fill in your 3-digit Security Code. After that, move on to the next step.
Step 4: Then, press the enter button and follow the instruction to generate a new Username and access your account.
Step 5: But, in case it’s a password, you want to reset tap the “Forgot Password” link and follow the same process. In that, it’s completely similar to that of User ID recovery.
How to Create a Wells Fargo Account – Enroll Now
Of the truth, creating an online account to manage your banking services and transactions is very important. As such, you are a few seconds away from using your making bill payments, shopping online, making transfers, checking your balance, and a lot more. Thus, suffice me to say that if you don’t register for online access, you might not be able to access all the features that come with Wells Fargo Online Banking.
However, it’s not a big deal. In other words, creating an online account is as easy as ABCD. Only follow the simple procedures below to enroll.
- First, go to https://www.wellsfargo.com/online-banking.
- Also, Click on the “Enroll now” button.
- Next, fill in your info.
- Finally, click on the “NEXT” button and continue with the online enrollment process to complete online access.
Wells Fargo Mobile App Login
To begin, according to modern-day technology. And I quote, “Your money should be as mobile as you are. From making deposits to viewing balances, mobile banking on the Wells Fargo app is one of the most convenient ways to manage your account”.
However, you will need to log in first with your account username and password to be able to use the Mobile App for free. Next, mobile deposit, account text alerts, and as well keep track of your account history.
Indeed, everything I mentioned above will only be a dream come through, only if you have the App downloaded from the Google play store for Android devices and Apple App Store for iOS devices.
After the download;
- First, open the app you downloaded.
- After this, you will be asked to log in, enter your login details.
- Next, click on the sign button after entering login credentials.
- Finally, navigate around the app to see many of the things you can accomplish right from your palms.
Wells Fargo Review
Having said above. I will not still want you to base your decision without statistics. In other words, before you open an account with Wells Fargo, I would prefer you to weigh the benefits and the disadvantages, if any, to know if it’s worth going into.
Advantages of Banking with Wells Fargo Bank
First, you need to know that Wells Fargo’s numerous banking branches and ATMs are scattered nationwide to make their banking services very accessible.
Second, businesses have the opportunity to create an account based on their business scale; small, medium, or large. More so, banking has different types of accounts that favor just any type of business.
Third, Wells Fargo from time to time offers rewards-centered programs, extra benefits, and perks. Including cashback. Although some are with conditions.
Fifth, imagine what the world would be like without the internet or online banking. I’m sure many would prefer to keep money at home. Thus, with millions dying daily of stress on how to handle their money and control business transactions. So, Wells Fargo took away such pain points by initiating an online banking system for all its millions of customers.
Sixth, customer service is one of the top priorities of Wells Fargo. As such, they have a high-quality customer service process and hotlines and representatives ready to respond to your needs 24/7.
Disadvantages of Banking with Wells Fargo
Every good service has an atom of bad in it. If not literal, it will be perceived. Wells Fargo also can be in such a situation. But of a truth, there are still some things that Wells Fargo is not doing right. Such as;
First, the interest rate for savings and checking accounts is very poor at 0.03-0.06% APY.
Second, they did well to release a mobile app on both Android and iOS devices. However, their business banking app for the iPhone has many reports as not being user-friendly.
In the end, I do believe that some people especially small businesses would prefer to open a checking account with wells Fargo. Thus, there are no tight restrictive rules and you can scale up to anything still on the same account.
In addition, customers who hold business credit cards are rewarded heavily with car rentals, airline tickets, cash back, hotels, and more. As earlier mentioned, their savings account interest rates are nothing to ride home about, but it’s not ultimately the worst out there. And customers can choose to open a business savings account as platinum or market-rate account.
Branch / ATM Locator – if you want to locate a nearby Wells Fargo branch or ATM you can visit https://www.wellsfargo.com/locator/.
Official Website: https://www.wellsfargo.com
Routing Number: 121000248
Swift Code: WFBIUS6S
Mobile App Download for iPhone at https://itunes.apple.com/us/app/wells-fargo-mobile/id311548709?mt=8 and Android at https://play.google.com/store/apps/details?id=com.wf.wellsfargomobile&hl=en
Customers Service Telephone Number: 1-800-869-3557
Headquartered In: California
Founded: 1852 (168 years ago)
Wells Fargo Bank’s Rating: (9 votes, average: 4.22 out of 5).