Guess what? Discover is a financial services company and the sole owner of Discover Bank. Thus, the company provides its customers with checking, savings accounts, personal loans, home equity loans, student loans, and credit cards. In short, when you apply for a Discover credit card login now, you will not only enjoy the bonuses given by Discover on all their products and services, but also on every purchase.
More so, the company also operates the Discover, and Pulse networks, the sole owner of Diners Club International. Inasmuch as, Discover Credit Card is by far one of the largest credit card brands in the United States, infant, it’s the third-largest. Thus, with over 45 million cardholders. The company’s headquarters are in the Chicago suburb of Riverwoods, Illinois.
Discover Credit Card
Perhaps, the Discover credit card is issued only in the United States through over the year credit card use has expanded to some other countries. So, the card came into play in 1985 by Sears. However, it was introduced on a no-fee charge, both monthly and annually. Bringing its competitors down by introducing a very fair credit limit, and new credit card features brought down other credit card industries. In other words, the most questionable of its features was the “Cashback Bonus” on every purchase.
Discover Bank
So, most Discover Brand credit is issued by Discover Bank, formerly the Greenwood Trust Company. All transactions are through the Discover payment network. Hence, over the years the company expanded by acquiring companies like Pulse, an electronic funds transfer network, allowing it to market and issue debit and ATM cards.
With all said, Just around 2006, Discover Bank was announced as a financial institution made possible by the acquisition of Pulse.
However, the Discover credit card is the fourth largest credit card issuer in the U.S. This is after you’ve counted Visa, MasterCard, and American Express, with over 45 million cardholders.
Discover Credit card Features – Discover Featured Cards | Customers Benefits
However, when you do a Discover credit card login now with your login username and password, you will access all discover credit card features such as cashback bonuses, and NHL. With that be all? No. There is the option of Discover Business, Student cashback bonuses, Student Chrome browsing, and safe and secured banking with your credit card. No annual nor monthly fees, 24/7 customers support service, etc.
Discover Credit Card Login Now
Perhaps, to access your discover account and carry out any transactions, you must first be logged in. However, if you are hearing of a Discover Credit card and would want to apply for one. Visit www.discover.com and sign up for a Discover credit card. Henceforth, complete the Discover credit card login now to start enjoying all the listed discover card features.
How to Login to Discover Credit Card Account
More so, before we show you how to sign in, let’s quickly show you how to sign up for a discover credit card.
With your mobile phone browser;
- Visit discover.com.
- Click on the Apply for Card button.
- Also, fill in the registration form.
- And do all the verification needed.
- Upload all the required scanned documents.
- And create your account.
Then let’s move on to log in to a discover credit card account.
Discover Credit Card Account Login
Thus, to access your account you will need your account username and password.
- Visit the official URL of Discover.
- Navigate to the credit card login session.
- Enter your username.
- Input your password.
Discover it Miles Credit Card – Card Features & Benefits – How to Apply – Login – Customer Service Support
In short, with Discover it Miles Credit Cards you can pay for airfare, hotels, rideshares, etc, in any airline where Discover cards are accepted. Likewise, redeem Miles as a statement credit for travel purchases or get cash back.
Therefore, the Discover it Miles Credit Card has no annual fee. Whichever way, it gives you a ton of freedom in how you redeem your miles. More so, cardholders are not restricted to booking through a travel portal or with specific airlines or hotels. That is to say, use anyhow you want anywhere Discover credit card is received nationwide.
Also, enjoy the first-year mile match offer, and earn 3X miles on every purchase for the first 12 months an offer you can’t get elsewhere.
Discover it Miles Credit Cards Features& Benefits – Why Go for Discover it Miles Cards
However, all credit cards work in a similar way, allowing you to spend up to a certain amount and then pay it back over time, usually with interest charges. Indeed, what often sets them apart are the additional features that allow you to save money or get extra value from the card. Thus, some of these perks include a 0% intro APR period on balance transfers and/or purchases, rewards programs, and more.
That said, credit cards differ in the terms they offer, but most credit cards have the same basic features. That is, understanding these basic credit card features makes it easier to choose the right credit card and use it wisely.
Thus, below is the highlight of some credit card features of Discover it, Miles:
- In the first place, earn unlimited 1.5x Miles for every dollar spent on all purchases
- Remember, Discover it Miles rewards never expire.
- Earn rewards when on airfare, hotels, groceries, and when you use your card for online shopping
- Get to match all the Miles you’ve earned at the end of your first year.
- Redeem your Miles in any amount to credit travel purchases from your statement
- Also, Free FICO® Credit Score
- 0% fraud liability
- 24/7 customer service support
- No annual fee
- Likewise, 0% Intro APR for 14 months on purchases
- 99% APR for Balance Transfers
- 99% APR for Cash Advances (though varies)
- Up to $40 Returned Payment
- Up to $40 late payment fee
- So, free emergency card replacement if stolen or lost
- Monitor account activities with email alerts
- Also, 3% intro balance transfer fee, up to 5% fee on future balance transfers
- No Foreign transaction fee
How to Apply
Likewise, Knowing your credit scores and what’s on your credit reports can help you get approved for Discover it Miles card. Thus, if you have good to excellent credit, you are good to go for Discover it Miles.
Likewise, Applying for a Discover it Miles credit card is as simple as entering your information into an online form on Discover it miles card application page at https://www.discover.com/credit-cards/travel/ and clicking “submit.”
Thus, before you apply make sure you have the following information ready:
- Name
- Home address
- By the same token, the primary phone number
- Likewise, the Email address
- Date of birth
- Social Security Number
- Citizenship status
- Also, the Employment status
- Total gross income
- Monthly housing/rent payment
- Lastly, the Bank account is owned.
Discover It Miles Credit Card Application Instructions
- Visit Discover It Miles Credit Card Application
- Click on Apply now
- Firstly, fill in the required information
- Click Continue
- Next, follow the rest of the on-screen instructions to complete the card application
Thus, It will take days to get your card delivered. Also, after which you will need to activate your card before you can make use of it.
How to Activate Discover It Miles Credit Card – Card Activation Process
At this instant, you can use a Discover card immediately after activation. Likewise, for security reasons, you cannot make any transactions with a Discover card before activating it. Activation ensures that someone doesn’t steal the card out of the mail and use it and as well as a way of telling Discover that you received your card.
In detail, Discover offer cardholder two ways to activate the Discover It Miles card; online activation and telephone by calling a customer care representative.
Telephone Activation
Thus, to activate your Miles card by telephone call customer service at 1 (800) 347-2683. Make sure your Social Security number, as well as the card number, expiration date, and security code, are readily available before placing a call.
How to Activate your Miles Card Online
However, activating your card online doesn’t require you to register though it might help to verify your identity easily and faster. Hence, to activate your card follow the below instructions;
- Firstly, go to the Discover card activation page at How to Activate your Miles Card Online
- Chose how you want to activate; either login or activate without login
- Enter your birthdate.
- Key in the last 4 digits of your SSN.
- Enter your 16-digit card number and the card’s expiration date. (Only needed if you don’t log in)
- Type in the 3-digit security code from the back of the card.
- Click “Continue” to activate your Discover card.
Customers services support
For further inquiries and assistance, contact a customer representative at 1-800-315-1776.
Best Discover Credit Cards – Discover Credit Cards Features – How to Apply
Generally, Discover Credit cards have the lowest interest rate among other credit cards, the cashback is a good incentive, free FICO score every month, plus 18 months of no interest when you are accepted. Fully customizable with a lot of different options for card designs. Discover issue both rewards and cashback credit cards which provide a small rebate for every purchase.
Why Discover Credit Cards?
Wouldn’t it be a good idea to earn from your spending?
Yes, money on credit cards are loans from banks and financial institutions, which you will still need to pay back, but there is absolutely no reason not to get something back as cashback, rewards, bonuses, discounts, extra perks, and waivers for getting a loan or borrowing.
So, with Credit Cards offered by Discoversuch as Discover it Cash Back, Discover it, Miles, Discover it Chrome Gas & Restaurants, Discover it Secured, Discover it Student Cash Back, Discover it Chrome for Students, NHL Discover it, and Discover it Business credit cards you earn 5% Cashback Bonus at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum when you activate a Discover it, Card. 1% cash back on all other purchases.
The best card with no annual fee and cashback on purchases within and outside Discover stores. Discover also has the best customer service. More than 90% of the merchants seem to accept it.
With all the above-mentioned card features, benefits, rewards, and excellent customer service, and other feature and benefits highlight of each discover its card, there are no doubt that credit cards from Discover deserve excellent consideration.
Best Discover Credit Cards to Consider – Discover Credit Cards
Perhaps, you’re wondering; what the best credit card is. What makes it the best, and in what ways is it favorable to my needs? Are you in the dilemma of which credit card to choose, should you opt for cash back, points, or miles? Or maybe a balance transfer card.
Exactly what type of card would you need that will favor your spending and help you spend responsibly to increase your creditworthiness as well as create a good credit score and credit history? See, no matter your situation, this post got your back.
Here is the list of the best credit cards offered by Discover, for good and excellent credit cardholders, as well as for poor and fair credit card users.
Best Credit Card Option – Discover It Credit Card Features
With all said, there are seemingly endless varieties of cards offering rewards, no-interest periods, and the chance to build credit, which can make it hard to settle on the right one for your wallet and different cards offered by Discover covers different spending needs.
There’s no one-size-fits-all credit card, there is just the best fit for your current spending needs and your desired returned benefits.
Discover it® Cash Back – Best for Cash Back
With Discover it Cash Credit Card you earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate, you also earn unlimited 1% cash back on all other purchases credited instantly. Cash Back card issued by Discover comes with no annual fee and with no minimum spending or maximum rewards added with unlimited cashback matching all you’ve earned at the end of your first year.
Rates, Fees & Benefits
Every credit card has an interest rate and typically a fee structure which affects how much you pay to use the card and Discover it cashback is no different.
- 0% APR for 14 months on purchases and balance transfers
- 3% APR balance transfer fee until October 10, 2020.
- Then 11.99% to 22.99% standard variable purchase APR
- Up to 5% fee for future balance transfers
- No annual fee
- View FICO Credit Score for Free
- Excellent 24/7 Customer service support
Discover it® Miles – Best for Reward-based Travels
The Discover it Miles card rewards you for flying with unlimited 1.5 miles per dollar spent on purchases from airfare and hotels to groceries and online shopping with no signup and minimum spending nor maximum rewards. You also get an automatic match of all the Miles you’ve earned at the end of your first year.
Rates, Fees & Benefits
- 0% Intro APR for 14 months on purchases.
- 99% to 22.99% standard variable purchase APR
- No annual fee
- Emergency replacement if lost or stolen with an option to freeze the account through the mobile app or online on the Discover website
- Pay for airfare, hotels, rideshares & more with no blackout dates
- FICO credit score for Free
- Good and 24/7 Customer service support
Discover it® Chrome Gas & Restaurants – Best for Rewards
Need a credit card with unlimited Gas & Restaurants rewards and cashback, then Discover it Chrome Gas & Restaurants got you covered.
Discover it Chrome earns you 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter and unlimited 1% cashback on all other purchases.
Rates, Fees & Benefits
- No annual fee
- Unlimited Cashback Match
- No minimum spending or maximum rewards.
- 0% Intro APR for 14 months on purchases and balance transfers.
- 3% Intro Balance Transfer Fee until October 10, 2020.
- 99% to 22.99% Standard Variable Purchase APR.
- Up to a 5% fee for future balance transfers.
Discover it® Secured – Best for Building & Rebuilding Credit
Discover it Secured card is best for people who would want to up their creditworthiness as Discover reports your credit or spending to the three credit bureaus but you will need to pay a refundable security deposit required.
Secured credit from Discover opens you up to2% cashback at gas stations and restaurants plus an unlimited 1% cashback on all other purchases. Amazingly, you will also get an unlimited cashback match of all you’ve earned at the end of your first year.
Rates, Fees & Benefits
- No annual fee
- 99% standard variable Purchase APR
- 0$ late fee on your first late payment
- 24/7 Customer service support
- Free FISCO credit score
Discover it® Student Cash Back – Best for College Students with Rewards and Bonuses (extra perks & waiver)
A student credit card is a great first step in establishing a good credit history. Building good credit might not seem like a priority when you’re still in school, but you’ll need it down the road if as it affects your future credit card application approval as well as affect your job prospects and your ability to rent an apartment. So you sure need a good student card.
Discover it Student Cashback is the best fit giving that you earn 5% cash back on everyday purchases added with unlimited 1% cashback on all other purchases.
Rates, Fees & Benefits
- No annual fee
- $20 statement credit each school year if your GPA is 3.0 or higher for up to the next 5 years
- 0% Intro APR for 6 months on purchases.
- Then 12.99% – 21.99% Standard Variable Purchase APR.
- 24/7 customer care services
- Free FISCO score on the monthly statement, online, and mobile phone
- Monitor all your card activities with an email alert
- Freeze your account upon loss or steal and get an emergency replacement
Discover it® Chrome for Students – Best for College Student
Discover it Chrome for Students functions similarly to Student Cash Back with 2% cash back at gas stations and restaurants. You also earn an unlimited 1% cash back on all other purchases with no minimum spending or maximum rewards.
Rates, Fees & Benefits
- No annual fee
- $0 fraud liability
- $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years
- 0% Intro APR for 6 months on purchases.
- 99% – 21.99% Standard Variable Purchase APR.
- Freeze the account upon theft and get an emergency replacement
NHL® Discover it – Best for Hockey fans with Discounts & Cash Back
NHL Discover It Card is best if you’re a hockey fan. You stand to earn 5% cash back on everyday purchases and unlimited 1% cash back on all other purchases with no minimum spending or maximum rewards.
Rates, Fees & Benefits
- No annual fee
- unlimited Cashback Match
- $0 fraud liability
- 0% Intro APR for 14 months on purchases and balance transfers. 3% Intro Balance Transfer Fee until October 10, 2020.
- 99% to 22.99% Standard Variable Purchase APR and up to 5% fee for future balance transfers.
- Freeze account option online, and with a mobile phone.
- Set up alerts to monitor all card activities and transactions
Discover it® Business – Best for Businesses & Entrepreneurs
If you are looking for the best reward and cashback credit card for your business, then Discover it Business cards is for you. With it, you earn unlimited 1.5% cashback and 1.5% cash back on every dollar spent on all purchases, adding that your rewards never expire.
Rates, Fees & Benefits
- No annual fee
- Fraud Protection
- Cashback Match on all earned rewards
- No minimum spending or maximum rewards; a dollar-for-dollar match.
- 0% Intro APR for 12 months on purchases.
- 99% to 20.99% Standard Variable Purchase APR.
- Emergency replacement upon theft
- Freeze account option
How to Apply for Discover It Credit Cards – What it takes to Apply
If you’re applying for a credit card for the first time, you may be wondering about what the requirements for a credit card really are. Is it all about your credit score, or do you need to fulfill other requirements as well?
To apply and qualify for approval with a Discover It Credit card, here are four of the most important requirements for credit card application requirement to consider; age, citizenship status, income, credit history & personal details.
So when all of the above information is ready, you can visit https://www.discover.com/credit-cards/ web page to apply for any of the credit cards offered by Discover.
Conclusion
If you want to earn rewards for everyday spending on gas, groceries, and restaurants you will want to look for a card offering the highest cashback in those categories, if you are a frequent traveler, you will want to look for a card featuring no foreign transaction fees, a good miles-to-point value, and a variety of ways to redeem for travel, more so for students and people who would want to build and rebuild their credit Discover It credit cards would be an excellent consideration for you.
Discover it Chrome Gas & Restaurant Credit Card – How to Apply – Activate – Login – Card Features & Benefits
Discover It Credit Cards is a rewards card issued by Discover and pays from 1 – 5% on your purchases. If you spend a lot on gas and dining out, the Discover it Chrome Gas & Restaurant Credit Card is an excellent choice.
Discover it chrome card is a simple cash-back card with an excellent balance transfer option. It comes with no annual fee. Also, it offers 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. This is in addition to 1% cash back on all other purchases.
One of the best features you like is the Discover it Chrome cash-back match at the end of the first year. It comes with no minimum spending or maximum rewards. Just dollar-for-dollar matchmaking. Discover it Chrome card is an ideal card for everyday purchases. Without it being twisted, the Discover it Chrome is the best no-annual-fee card on the US market today. It’s available to college students, as a secured card, and to those with mid-600s credit scores.
For those with good to excellent credit who want a straightforward cashback card, Discover it chrome deserves is your best option.
Card Features
The Discover it Secured Credit Card is one of the few secured cards with a cashback rewards program. Like the Discover it Chrome Gas & Restaurant Credit Card, Discover it Secured earns 2% cash back on the first $1,000 in gas and dining purchases each quarter. It also offers an unlimited 1% cash back on all other purchases. Plus, Discover matches all cash back earned during the first 12 billing cycles, with no limit.
Amazingly, there’s no need to worry about rotating bonus categories or issues with redemption strategies.
Your cashback never expires and you can as well redeem your rewards in any amount, at any time.
Like most secured credit cards, Discover reports payment patterns and credit uses to all 3 major credit reporting bureaus: TransUnion, Equifax, and Experian.
Discover It Chrome Gas & Restaurant Credit Card Feature Highlight
The Discover it chrome card deserves a well-rounded feature highlight to clearly state benefits, rewards, and features you will rarely come across with most other Secured credit cards out there.
- Discover it Chrome has no annual fee
- View your card FICO Credit Score on monthly statements, mobile, and online for free
- Get an unlimited dollar-for-dollar match of all the cash back you’ve earned at the end of your first year
- Earn 2% Cash Back at gas stations and restaurants on up to $1,000 in combined purchases each quarter
- Earn unlimited 1% cash back on all other purchases
- 0% Intro APR† for 14 months on purchases and balance transfers
- 3% Intro Balance Transfer Fee until October 10, 2020
- 99% to 22.99% standard variable Purchase APR and up to 5% fee for future balance transfers
- $0 foreign transaction fee
- Enjoy the first late fee waiver of up to $40
- Payment with Discover It Chrome Card is fast and easy at millions of places Discover is accepted.
- 0% fraud liability with a freeze your account option on our mobile app or website to prevent new purchases with your card.
- Emergency card replacement if lost or stolen.
Discover it® Chrome Gas & Restaurant Card Application
If you’re applying for a Discover it Chrome Card for the first time (College students), you may be wondering about what the requirements for a credit card really are. Is it all about your credit score, or do you need to fulfill other requirements as well?
Qualifying for Discover It chrome gas & restaurant card needs several key factors of your overall credit profile. Here is four of the most important requirements when applying for the Discover it Chrome credit card application with additional details on each below:
- Age
- Citizenship
- Income
- Low Debt
- Credit Score
- Personal Information/biodata
Age – you must be 21 years old to apply for a credit card in the United States. You can apply if you are at least 18 if you have a parent’s permission or a verifiable source of income.
Residency status – most credit card providers require you to be a permanent resident or citizen of the U.S.
Income – Before the CARD Act of 2009, credit card companies would give cards to anyone, even those with no income. But more standards are in place, and income can sometimes be a factor in the credit card you apply for.
Credit history– You must have a good credit history to apply for Discover it Chrome card. If you have a good to excellent credit score of 670 or higher, you’ll have a better chance of approval.
Personal information/Biodata –Discover it Chrome applications process requires details about your personal information. Ensure that all of the following information you provide is correct:
- Full name and personal contact details (phone number, home address, email address)
- Residential status and monthly rent or mortgage payment.
- Annual income, source of income, and employment information.
- Social Security number.
- Date of birth
How to apply for the Discover it® Chrome Gas & Restaurant Card – Application Procedures
- Visit apply for the Discover it
- Click on the apply now
- Pick a card design
- Fill in the information required in the appropriate field
- Tap on continue
- Verify your information is correct
- Tap on the Submit application.
Redeem Discover It Chrome Gas & Restaurant Rewards
You can redeem your cash back reward in any amount and can pay with it online following the below process.
- Visit the Discover reward page
- Select the Rewards option in the navigation bar and then select “Redeem Cashback Bonus” from the drop-down menu.
- After you select “Redeem Cashback Bonus” you will be taken to the redemption page where you can see how much Cashback Bonus you have available to redeem.
How to activate Discover It, Chrome Card
You can activate your card online or call a customer representative to activate your Discover it Chrome Credit card.
How to Activate Your Discover It Chrome Credit Card Online
The activation process is simple and easy, you will get your card working in minutes following the below process.
- Visit Activate Your Discover It Chrome Credit Card and enter the following
Date of Birth
Last 4 Digits of SSN
16-Digit Card Number
Card Expiration Date
3-Digit Sequence and click continue
Activate Via Telephone
One of the easiest ways to activate your credit card is by calling the number printed on the sticker attached to the front of your card, or it might have been printed in the letter the card came with OR call customer care service at 1-800-347-2683 to activate your chrome card.
In what ways Will be Discover It Chrome Reward be redeemed?
- Redeem to your bank account
- Pay with rewards at checkout at Amazon.com1 and PayPal
- Purchase gift cards starting at $5, with added value to each card
- Make a charitable donation
Customer service Support
If you would need further assistance and inquiries, call 1-800-DISCOVER (1-800-347-2683).
Discover it Business Credit Card – Features & Benefits – How to Apply – Login – Customers Care Services
If you are looking for the best reward and cashback credit card for your business, then Discover it Business cards is for you. With it, you earn unlimited 1.5% cashback and 1.5% cash back on every dollar spent on all purchases, adding that your rewards never expire.
Discover it Business Credit Card Features – Why you need a Business Card Offered By Discover
Business credit cards are useful tools for saving thousands every year. You can get more out of your business expenses by using a credit card with rewards like hotel stays, cash back, and valuable discounts. Discover It Business card seems to meet all the desired features a business, entrepreneurs, and side hustlers need to get more out of their spending.
- No annual fee
- Fraud Protection
- Cashback Match on all earned rewards
- No minimum spending or maximum rewards; a dollar-for-dollar match.
- 0% Intro APR for 12 months on purchases.
- 99% to 20.99% Standard Variable Purchase APR.
- Emergency replacement upon theft
- Freeze account option
Apply Now
Applying for a Discover It Business card is extremely simple and straightforward when you visit the card application page using a browser on a desktop, or smartphone or applying in person. All of the application processes will require you to fill in your details, employment information, income, rent, or house payment as well as other personal information like name, email address, home address, phone number, and date of birth, not excluding city and zip code.
How to apply for Discover it Business Credit Card online
- Visit apply for Discover it Business Credit Card online
- Review the card benefits and features if you are not yet convinced.
- Click on Apply Now to see the application form
- Fill out the application form to set up a new credit card
- The application page will prompt you with your email address, full name, employment details, full contact details, residential address, date of birth, SSN, etc.
- Provide all the details in the right field and click submit an application.
Activate your Card online
You are offered two ways to activate your card either by telephone by calling a customer representative or through the Discover web portal.
To activate your card online, follow the below guide;
- Visit https://card.discover.com/cardmembersvcs/acctxfer/app/Home
- Chose how you want to activate; either login or activate without login
- Enter your birthdate.
- Key in the last 4 digits of your SSN.
- Enter your 16-digit card number and the card’s expiration date. (Only needed if you don’t log in)
- Type in the 3-digit security code from the back of the card.
- Click “Continue” to activate your Discover card.
Activate Via Telephone
To activate your Discover It Business card contact a customer care representative at 1-800-315-1776.
Card Login
To log in at Discover and manage your account, and card activities as well as make bill payments and other online transactions, you will need your Discover account login credentials; Username & password.
- Go to https://www.discover.com/credit-cards/
- Navigate and tap on the login
- Enter you username
- Key in your password
- Select login type
- Tap Log in.
Payment Address
Discover Financial Services
P.O. Box 6103
Carol Stream, IL 60197-6103
Customer Service – General Inquiries
Discover Financial Services
P.O. Box 30943
Salt Lake City, UT 84130-0943