It’s unbelievable. In fact, I don’t think there are auto insurance companies that play to their customers’ advantage as elephants do. Have you in the past come across a vehicle Insurance Company that offers their services at a fairly low rate yet with humble coverage options and services. Only keeping reading, there are lots of things this post will expose you to about Elephant auto insurance establishment.
First, I will start with a study that was carried out. Which the result and conclusion were drawn as follows; across the companies surveyed, on average, Elephant provided auto insurance quotes that were 9% lower than the other companies.
But GEICO and State Farm offer cheaper auto insurance policies for our profile drive. You could save up to 24% to 40% per year in insurance costs when you choose one of the above companies over Elephant Houston; Virginia Beach, Virginia; and Chicago has the rates displayed above on an average.
Elephant Auto Insurance Review
Suffice me to give you a little background information on how the company started and grew to be a multi-million dollar company today. Elephant Auto Insurance company started its operations in the U.S in 2009 as a subsidiary of Admiral Group.
Also, the company based company in the United Kingdom. The U.S Headquarters of Elephant is based in the Innsbrook area of Greater Richmond, Virginia’s Henrico county.
Finally, ATVs, collector cars, and motorcycles are other vehicles insured by Elephant. They also sell property insurance for house owners, condo owners, and renters.
Elephant Auto Insurance Discounts
Below is a table that shows discounts offered by elephants to their customers. It was first published by Valuepenguin. And while writing this post, I deemed it fit to add it for your consumption.
Discount Type Discount Amount
Responsible driver (accident-free, 5 years. Up to 10%
Good student discount Up to 12%
Community College discount ( partner) 8%
Online quotes 15%
Payment in Full Up to 13.5%
Electronic Signature $100
Multi-policy discount Up to 9%
Multi-Car discount Up to 27%
Elephant Insurance customer service reviews and ratings
To begin with, Elephant customers can expect less than an accepted standard service due to the high rate of complaints from customers.
Customer reviews have been both positive and negative. For its quick quotes process, low rates, and easy – – navigate the website, many customers have praised but some complained about responses from representatives.
Elephant Insurance Policies and Agents
Elephant operates no independent agents but a direct – to – customer model of business, in the process of passing savings to customers. But for those who need agents to help them manage their policy and choose coverage should go for State Farm.
Where Elephant Offers Insurance
There are some areas that Elephant auto insurance companies don’t cover. And it’s to help serve better the existing states as they perfect their system operation to move into other parts in the United States. In the U.S, it offers car insurance in 7 states; Virginia, Maryland, Illinois, Texas, Indiana, Ohio, and Tennessee.
Elephant Auto Insurance claims process and repair assistance
First, it’s good to know that the Elephant customers can repair their damaged vehicles at any auto body shop of choice but Elephant also has a lot of recommendations for customers to choose from although there is no obligation to have their cars repaired with them as a claims settlement check will also be issued to the customer by Elephant.
Elephant Insurance Windscreen Replacement
On the other hand, the Elephant express glass service, which includes a network of repair shops, is responsible for handling windshield or glass claims. Comprehensive and collision insurance covers glass repair claims. Although you will end up paying for the full cost if it is less than the amount you are eligible to deduct.
Urgently Roadside Assistance
To begin with, Elephant partners with Urgent.ly which is a company that allows customers to monitor the location of its roadside assistant drivers in real-time. And this is a free service that comes with the purchase of Roadside Coverage from Elephant.
This program guarantees that rates won’t increase after an at-fault accident. It is available to all customers before years of subscribing to Elephant car insurance policy.
First, this program is available to customers who have comprehensive and collision insurance through Elephant. For each year that those enrolled in this program are accident-free, their deductible will be reduced by $100.
To start with, the protection provided by Elephant for underwater car loans, where the value of a car is less than the balance of the loan amount. This helps when the value of a car depreciates as a result of an accident. Or any other event. But the payments on the underlying assets are still overvalued. This coverage is only available for cars with loans held by banks. And after the purchase of comprehensive and collision insurance.
How to file a claim with Elephant
Indeed, you can file an online claim. How? you can file Claims over the phone by calling; (844) 937- 5353. Claims can also be reported through the Elephant’s website or e-mail at [email protected] you can also log in with your username and password. And file a claim online, as well as report further fraudulent activities.
Finally, you can make payment online, in-person, via email, telephone call, and other means of payment method on the companies about page.
In the End
To cap it all, if you read to this point, I trust the post was helpful. But, if proved otherwise. As a result, if there is a fact or info you would want me to correct or add to the post. Maybe a question, best of all, a thank you comment. It’s no big deal, use the comment box below. I delight to hearing from you.
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