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Hobby Lobby Credit Card at | Apply Now (2023)

The Hobby Lobby credit card is designed as a U.S store-branded credit card. This card has become quite popular over the years owing to its great service. Among the list of its services is that it offers exciting discounts from time to time. Cardholders who use their card for purchases, get rewarded with rewards points or cashback on all their purchases.Hobby Lobby Credit Card at | Apply Now (2021)

This makes shopping with the Hobby Lobby credit card a delight any day and at any time. The more you shop using your card, the more rewards you earn. Amazing right? But most people keep asking if the Hobby Lobby credit card is actually worth it? To answer this question, we will explain in detail all you need to know about the Hobby Lobby credit card.

Hobby Lobby Credit Card Login at

You have to complete the Hobby Lobby credit card login online if you want access your card account, pay bills and check your card details.

To login:

  • Visit the login homepage at
  • Key in your registered email address and password as displayed in the image below.
  • Then complete the captcha
  • Click on the “Login” button

On the Hobby Lobby webpage, once you have successfully logged in, you can do the following:

  • Access call line 1-800-888-0321
  • My Account Store Finder
  • Gift Cards
  • Rewards Visa® Card
  • Careers
  • Customer Service
  • Contact Us
  • Shipping & Returns
  • Order Status
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Online Hobby Lobby Application

Applying online for the Hobby Lobby credit card takes stress out of you. This is because it is super convenient and fast to apply online with ease. The process is quite simple and only the basic credit history checks are done so that no issues crop up from the customer’s end.

Benefits of Hobby Lobby credit card

  • Cardholders can make their payments online by setting up automatic payments. This will help them make on-time payments.
  • Other benefits you’ll enjoy with this card, are that you can get regular account updates and occasional information about your other details. These include information like purchases, reward points, interest, etc.

Pros of Hobby Lobby Credit Card

  • Cardholders enjoy an additional 5 points if they purchase anything from any Hobby Lobby shop.
  • Offers one point per dollar spent on all other shops across the United States.
  • Cardholders get $25 for every 2500 points they earn
  • 1000 points are added to your account if you make your first buy within 90 days of account opening.
  • The Hobby Lobby credit card is issued by US Bank. As such all your communication as regards the card will probably be with US Bank.
  • The credit score required is a decent one.

Now that you have seen the reason you should get this card, let’s see the reasons you should not apply for this card.

Cons of Hobby Lobby Credit Card

  • Charges an annual fee which depends on your credit score. (between $0 to $29).
  • The APR charge vary between 13.74 to 24.74%
  • There’s an additional late fee of $39
  • The grace period is 24 days. If you miss it, you get heavily charged by the bank.
  • This credit card is best suited for people who use a lot of credit cards for shopping. If you are not a frequent shopper, then this card is not for you.
  • It is quite difficult getting approved for this card. This is because it only accepts customers with a credit rating of over 600.

How long does it take to get approved?

Typically, the process happens instantly, but the maximum time the company gives is 30 days.

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Hobby Lobby credit card score requirements

You need to have at least a 600 credit score before you can apply.

What is the Sign-up bonus you get?

After you have successfully signed up, you will get:

  • A total of 1000 bonus points in your account. This applies if you make your first eligible net purchase within a period of 90 days after account opening.

What are the different rewards and schemes with Hobby Lobby credit cards?

  • Cardholders can earn 5 points per eligible net purchase. That is if you spend $1 at either or any other hobby lobby certified store.
  • If you spend $1 anywhere else (eligible per net purchase), you’ll get 1 point anywhere Visa credit cards are accepted.
  • Cardholders also get $25 in their hobby lobby reward card for every 2500 points they earn.

What is the Best and Safest Way to use Hobby Lobby Credit Card?

  • Use your Hobby Lobby credit card only at Hobby Lobby stores.
  • You can also use it anywhere Visa or Mastercard is accepted.
  • Ensure you pay all the remaining dues and balances on time.
  • Avoid any unnecessary fees or interest as much as you can.
  • If have any doubts about the card, you can contact customer service right away.

How to Recover Your Username and Password

Here’s how to recover your username and password:

  • Visit
  • Click on the “Forgot password” tab
  • A verification code will be sent to you in your email ID.
  • Complete the verification process by typing the code that you just received.
  • Then reset your password and username.

How to Check Status of Hobby Lobby Credit Card

Want to check the status of your application? Then you have to call 1-800-888-0321.

How to Cancel My Credit Card

Do you want to cancel your card or close your existing account? Simply call the toll-free number 1-800-888-0321.

Hobby Lobby Credit Card Customer Service Number

Have questions or concerns you need clarification on as regards the Hobby Lobby credit card? If yes, then you can contact the customer care number at 1-800-888-0321. By calling this number, you can talk to a customer care agent. Alternatively, you can call this number at certain places at 1-866-546-9241. You can call and get access to them at any time 24/7.

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How to Activate the Card or Check Status of Your Credit Card

You can check the status or activate your card or log into your account, by calling 1-800-888-0321.

How to Make Bill Payment from your card?

To make payments from your Hobby Lobby credit card:

  • Sign into your account
  • Search for the payment tab
  • Choose your desired payment option
  • Then complete the required bill payment.

How to Know if you have been Approved

Ensure that you enter the right email address when applying. If your application is approved for the hobby lobby credit card, you will receive a notifying email from the company.

Additionally, a mail will also be sent to your selected mailing addresses. This step is done in order to send you the actual card. However, if you are tired of waiting, you can reach out to their customer support team by calling 1-866-546-9241

Additional Information – Frequently Asked Questions by Applicants for Hobby Lobby Credit Card

What is the Balance Transfer Fee?

The Balance Transfer Fee stands at 3% (min $5).

Is Purchase Intro APR offered?

No, Purchase Intro APR is not offered with the card.

Is Transfer Intro APR offered?

No, Transfer Intro APR is not offered with the card.

What is the late payment fee applicable?

The late payment fee applicable for the hobby lobby credit card is $38.

Is there any Returned Payment fee applicable?

The Returned Payment Fee on the card is N/A.

What is the Cash Advance Rate (CAR)?

The Cash Advance Rate is 25.99% (V)

What is the Cash Advance Fee?

The Cash Advance Fee is 3% (min $10)

What is the Foreign Transaction Fee?

The current rate of Foreign Transaction Fee is 3%.

Is it a Smart Chip Card?

Yes, the hobby lobby credit card supports chip-and-signature.


  • Christian Ehiedu

    I write for Educational, Financial, technology, and social media content producers. I am deep into doing credible research that will benefit you the reader. You can contact me on Tumblr, Chris Adam Facebook, Shopfortool Pinterest Account. I am a Technician and a woodworker. I have lots of years of experience in Technical work. I did some per time work at an electrical store. Having gathered lots of experience in the use of various tools link Mechanic Tools, Woodworking Tools, Power Tools, and Plumbing tools, I decided to put up this blog to help advise intending buyers or new biz on the right tools to buy on the market. My social Handle:

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