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Home » Credit Card » MyAccount Online Account Activation MyAccount Online Account Activation Sky Secured Visa Credit Card allows you to build or rebuild your credit to apply for a secured credit card without a credit check.

Hence, the card has a $35 annual fee and reports to all three major credit bureaus.

However, it allows you to set up to a $3,000 credit limit by making a same-sized security deposit, based on

In this blog, we will tell you how to activate your Open Sky Secured Visa Credit Card.

That’s not all, we will also tell you some vital facts to know about Open Sky Credit Card.

Pros and Cons of Open Sky Credit Card


  • No credit check required
  • Refundable security deposit
  • You set your credit limit, subject to approval


  • Has annual fee
  • Requires minimum deposit
  • No rewards

Activate an Open Sky credit card online

Follow these steps below to set up your Open Sky Credit Card online:

  • Using a browser, visit
  • Now, enter your Credit Card account number, your First name, Middle name, and last name.
  • Next, enter the Last 4 digits of your social security number.
  • Then, enter the expiration date, CVC/CVV number, date of birth, State, and Zip.
  • Now, click on “Submit”
  • After that, follow the on-screen prompts to complete the process.
  • Once you’re done, you can now access your Open Sky Credit Card.

Open Sky Secured Credit Card Highlights

  • The Open Sky Secured Credit Card is issued by Capital One.
  • You must be up to 18 years of age and a permanent resident of the United States citizen.
  • Also, you must have a valid Social Security Number or Individual Taxpayer Identification Number.
  • On the other hand, your monthly income must be greater than my monthly expenses.
  • Also, you must have the ability to repay the supposed monthly payment required for the card.
  • That’s not all, you must have not applied for a Capital Bank credit card 4 or more times in the last 60 days.
  • However, if you have a good or great credit score PLEASE DO NOT APPLY FOR THIS CREDIT CARD.
  • Also, do not have 2 or more open credit card accounts with Capital Bank.
  • Lastly, account history on any current or previous relationship with Capital Bank must be in good standing.
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OpenSky Application Status

To check your OpenSky Application Status please call 1-855-763-6736and ask to speak with a Rep.

Open Sky Credit Card Fees

  • Annual fee: $35
  • Late payment: $38
  • Return payment: $25

Open Sky credit card login

Follow the steps below to log in to your OpenSky account:

  • Visit, using a browser.
  • Now, enter your email address and password.
  • Then click on “Sign In” and you’re done.

However, if you’ve forgotten your password, follow these steps below to retrieve it:

  • On the sign-in page, click on “Forgot Password”.
  • Now, enter your email address and click on “Reset Password”.
  • After that follow the on-screen prompts to retrieve your password.

On the other hand, if you don’t have an account yet, you can create one by follow the steps below:

  • On the sign-in page, click on “Create an Account”
  • Now, enter your First name, Last name, and Email address.
  • Next, create a password and click on “Sign Up”
  • After that, follow the on-screen prompts to complete the process.
  • However, you can sign up for an OpenSky account using your Facebook or Google account.

Open sky credit card review

“I’ve had my card for over 1 year now my score jumped so high we just got approved for a home loan. Best card I could have ever gotten. Thank you!” – Amy, O. Chicago, IL Customer Service

You can contact Customer Service via:

Payment address:

  • OpenSky Card Services
  • O. Box 660924
  • Dallas, TX 75266-0924

Overnight payment address:

  • OpenSky Card Services
  • Box #660924 2701
  • East Grauwyler Rd., BLDG 1 Irving, TX 75061

General questions or disputes:

  • OpenSky Card Services
  • O. Box 9224
  • Old Bethpage, NY 11804-9224

Open sky credit card alternatives

You can consider using any of these credit cards:

  • Credit One Bank Card

  • OlloCard

  • Milestone Card

Open Sky Customer Service

You can contact Open Sky Customer Service via:

OpenSkyCC Phone Numbers

  • 1-855-763-6736
  • 1-800-859-6412

OpenSky CC Mailing Address

  • OpenSky
  • PO Box 660924
  • Dallas, TX 75266-0924



We hope we’ve been able to give you all the info you need on how to activate your Open Sky Secured Visa Credit Card.

Hence, if you have any questions on how to activate your Open Sky Secured Visa Credit Card, please leave a comment.

Reference link

Frequently asked questions (FAQS)

Is the open sky a real credit card?

The OpenSky card is legit and issued by Capital Bank.

Hence, Capital Bank is a legal business member of FDIC and has a “B” rating with the Better Business Bureau.

What is the Open Sky credit card limit?

With the OpenSky Secured Visa, you can set how much you can spend each month, with a maximum of $3,000.

Does OpenSky increase your credit limit?

In your first year, you can increase your credit limit for free up to a maximum of $3,000 by sending in an extra deposit.

What bank owns the OpenSky credit cards?

The OpenSky Secured Visa Credit Card is issued by Capital Bank, an FDIC-insured bank founded in 1999 and headquartered in Rockville, Maryland.

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How long does it take OpenSky payment to post?

Your Open sky payment is posted the same day the payment is made only if it is gotten before the daily cut-off time.

How do I turn off OpenSky CC?

To cancel your OpenSky credit card by phone, call (800) 859-6412.

Then, tell the agent you want to cancel your credit card, and provide them with your account info.

Is Capital Bank and OpenSky the same?

OpenSky is a business line of Capital Bank, N.A.

Does OpenSky report to Experian?

OpenSky reports the card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian.

What kind of credit card is OpenSky?

The OpenSky credit card is a Secured Visa Credit Card from Capital Bank and a good option to help rebuild your credit.


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